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213 Finch St S, Mankato, MN, 56001

2beds
1baths
788sqft
$149,900
$190price/sqft
$1,245/moest. monthly cost
$49,800/yrincome needed

About This Home

Welcome home to this charming, move-in ready 2-bedroom, 1-bathroom home in Mankato! Offering the perfect combination of comfort, value, and convenience. Step inside to find a bright, inviting interior that’s ready for you to move right in. Outside, you’ll love the spacious, fully fenced backyard perfect for entertaining, or simply enjoying your own private outdoor retreat. The 12’ x 12’ storage shed provides plenty of room for lawn equipment, tools, hobbies, or seasonal storage. Move-in ready condition, and generous outdoor space, this home you won’t want to miss. Schedule your showing today and see all this Mankato gem has to offer!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Block,Full,Sump Pump,Unfinished

Bathroom

  • Level: Main
  • Area: 37.303
  • Dimensions: 7.3X5.11

Bedroom

  • Level: Main
  • Area: 75.48
  • Dimensions: 10.2X7.4

Bedroom2

  • Level: Main
  • Area: 75.48
  • Dimensions: 10.2X7.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 74.55
  • Dimensions: 10.5X7.1

Features

  • Finished area below ground: 0
  • Finished area above ground: 788

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 788 sqft

Kitchen

  • Level: Main
  • Area: 154.29
  • Dimensions: 11.10X13.9

Living Room

  • Level: Main
  • Area: 119.88
  • Dimensions: 11.10X10.8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R500814383012
  • Zoning description: Residential-Single Family
  • Foundation area: 650

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Full

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 100 x 106

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Winter Weather
Drought
Inland Flooding
Tornado

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$201$2,412
Property Taxes $117$1,404
Electricity $170$2,050
Total$1,245$14,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,685/yr
40% on housing$37,350/yr
45% on housing$33,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 56001$138
Blue Earth County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56001
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$149,900
2026-07-14Listed for sale$149,900
2020-11-30Sold$45,000

For Sale by Agent

AgentZoe E Anderson
BrokerageTrue Real Estate

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