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211 N Main St, Lake Crystal, MN, 56055

2beds
1baths
1,464sqft
$150,000
$102price/sqft
$1,284/moest. monthly cost
$51,360/yrincome needed

About This Home

Excellent location on the main drag of Lake Crystal. Many updates include AC, furnace, water heater and LR flooring. Relax on the front porch or step into the living room sporting a large picture window. Backyard you will find a storage shed, large gravel driveway for off street parking and mature landscaping.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1916

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Electric Water Heater,Water Softener Owned
  • Laundry features: Washer/Dryer Hookups

Basement

  • Has basement: Yes
  • Basement: Drainage System,Sump Pump,Unfinished,Concrete,Full

Bedroom

  • Level: Upper
  • Area: 194.68

Bedroom1

  • Level: Upper
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Informal Dining Room
  • Level: Main
  • Area: 107.38

Features

  • Ceiling Fan(s),Bath Description: 1/2 Basement,Upper Level Bath
  • Window features: Window Coverings
  • Finished area below ground: 520
  • Finished area above ground: 944

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,464
  • Total interior livable area: 1,464 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 197.5

Property

Details

  • Parcel number: R09.12.05.129.007
  • Other equipment: Sump Pump
  • Foundation area: 520

Features

  • Levels: 1.25 - 1.75 Story
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 435.60 sqft
  • Features: Landscaped,Paved
  • Lot size dimensions: 43 x 11

Parking

  • Parking features: Gravel,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Drought
Hail
Tornado

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$206$2,472
Property Taxes $150$1,800
Electricity $170$2,050
Total$1,284$15,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,022/yr
40% on housing$38,520/yr
45% on housing$34,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 56055$95
Blue Earth County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56055
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$150,000
2026-07-20Price change$155,000
2026-06-09Listed for sale$160,000
2020-06-30Sold$114,900
2020-03-11Listed for sale$114,900
2019-03-28Sold$111,000
2018-12-17Price change$109,900
2018-11-29Listed for sale$112,000
2018-03-27Sold$85,206
2017-11-08Listed for sale$84,900

For Sale by Agent

AgentMATTHEW MCBRIDE
BrokerageBridge Realty

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