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1007 Crystal Lake Dr, Lake Crystal, MN, 56055

4beds
4baths
3,014sqft
$433,900
$144price/sqft
$3,089/moest. monthly cost
$123,560/yrincome needed

About This Home

Welcome to 1007 Crystal Creek Drive, new roof July 2026, where generous space, exceptional garage capacity, and a sought-after location come together in one beautiful package. Nestled on a spacious .43-acre lot in Lake Crystal's desirable Crystal Creek subdivision, this impressive home offers four bedrooms, four bathrooms, and an oversized four-car garage designed to accommodate your vehicles, hobbies, and storage needs. Upon entry, you will walk into the great room with a gas fireplace and a relaxing atmosphere. When welcoming guests there is a large coat closet and a half bath right off the great room. Well thought-out layout has the master bedroom with private bath located on the main floor. Main floor laundry is located between the kitchen/dining area and garage. The dining area has a patio door leading to a large deck. Upstairs there are two more large bedrooms and a full bathroom. Downstairs has an office/bedroom closed off with double doors. The family room is L-shaped and includes a full bathroom. The 3-door, 4-car garage has a high ceiling and plenty of room. The 3rd stall is 2-cars deep for that extra car, lawnmower, boat, golf cart, or any outdoor accessory that fits. Call now for a private showing!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater,Water Softener Owned
  • Laundry features: Washer/Dryer Hookups

Basement

  • Has basement: Yes
  • Basement: Drainage System,Egress Windows,Finished,Sump Pump,Concrete,Full

Bedroom

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1

Dining Room

  • Features: Combine with Kitchen,Open Floorplan
  • Level: Main

Family Room

  • Level: Basement

Features

  • Broadband Available,Ceiling Fan(s),Eat-In Kitchen,Kitchen Center Island,Vaulted Ceiling(s),Bath Description: 3/4 Primary,Full Basement,Main Floor 1/2 Bath,Private Primary,Upper Level Bath
  • Window features: Double Pane Windows
  • Finished area below ground: 1,150
  • Finished area above ground: 1,740

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,890
  • Total interior livable area: 3,014 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: R090733326004
  • Other equipment: Sump Pump
  • Foundation area: 1274

Features

  • Levels: 1.25 - 1.75 Story
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Fencing: Partial

Lot

  • Lot size: 0.43 Acres
  • Features: Irregular Lot,Landscaped,Tree Coverage - Medium,Paved,Inground Sprinkler System
  • Lot size dimensions: 89 x 187 x 120 x 177

Parking

  • Total spaces: 4
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Drought
Hail
Tornado

FEMA Declared Disasters in Blue Earth County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,194$26,328
Home Insurance *$206$2,472
Property Taxes $435$5,220
Electricity $254$3,050
Total$3,089$37,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,908/yr
40% on housing$92,670/yr
45% on housing$82,373/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 56055$86
Blue Earth County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56055
Blue Earth County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$425,000
2026-07-20Price change$433,900
2026-07-01Price change$434,000
2026-06-16Listed for sale$439,900

For Sale by Agent

AgentJIM BEAL
BrokerageJbeal Real Estate Group

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