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555 Willow Ave, Eden Valley, MN, 55329

4beds
2baths
2,128sqft
$269,000
$126price/sqft
$2,022/moest. monthly cost
$80,880/yrincome needed

About This Home

Welcome to this wonderful home nestled in a newer neighborhood, offering comfort, convenience, and the modern features today’s buyers love. With 4 bedrooms, 2 bathrooms, and a 2-stall attached garage, this home is designed for easy living and plenty of room to grow. Step inside to an inviting layout with bright living spaces and walk-in closets in the bedrooms. The spacious lower-level family room is perfect for movie nights, game days, or extra gathering space—move-in ready and waiting for your personal touch. Step out onto the deck overlooking open farm fields, where you’ll enjoy peaceful privacy with no neighbors behind you. It’s the perfect spot for morning coffee, evening sunsets, and quiet moments outdoors. Located within walking distance to schools, shops, churches, and the library, this home offers true small-town convenience. You’re also just minutes from Cold Spring, Litchfield, and St. Cloud, making commuting or weekend outings a breeze. A comfortable, modern home in a great location—everything you’ve been looking for.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
9/10
Eden Valley SecondaryGrades 7-120.4 mi
--
Watkins Elementary SchoolGrades PK-K6.1 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Finished,Full

Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Family Room

  • Level: Lower

Features

  • Finished area below ground: 1,000
  • Finished area above ground: 1,078

Foyer

  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 50307520037
  • Zoning description: Residential-Single Family
  • Foundation area: 1053

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 6,969 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 60 x 110

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$170$2,040
Property Taxes $313$3,756
Electricity $179$2,153
Total$2,022$24,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,325/yr
40% on housing$60,660/yr
45% on housing$53,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 55329$95
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 55329
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$285,000
2026-03-24Listed for sale$299,900
2013-01-30Sold$125,000
2012-08-30Listing removed$134,900
2012-06-01Price change$134,900
2012-03-20Listed for sale$139,900
2009-01-02Sold$126,800

For Sale by Agent

AgentSheri L Peterson
BrokerageRiverwood Realty

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