237 2nd St SW, Richmond, MN, 56368
About This Home
This charming character home is full of timeless details, including beautiful original woodwork, 5-panel doors, and hardwood floors throughout. It offers 4 bedrooms, a formal dining room, and inviting front and back porches for adding living space. The lower level features a large future family room, built-ins, sliding doors, and a unique cold storage/fruit cellar. Situated on a spacious, tree-lined double lot, the property also includes a patio, garden shed, and garden area. this home blends classic character with some major updates that will make this home shine. Home needs some updating inside and out.*Note seller will not look at offers until house has been on the market for 5 days*
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1914
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: Upper
- Area: 156
- Dimensions: 13x12
Bedroom2
- Level: Upper
- Area: 132
- Dimensions: 12x11
Bedroom3
- Level: Upper
- Area: 108
- Dimensions: 12x9
Bedroom4
- Level: Upper
- Area: 77
- Dimensions: 11x7
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 154
- Dimensions: 14x11
Family Room
- Level: Lower
- Area: 252
- Dimensions: 21x12
Features
- Finished area below ground: 0
- Finished area above ground: 1,352
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Informal Dining Room
- Level: Main
Interior Area
- Total structure area: 2,078
- Total interior livable area: 2,078 sqft
Kitchen
- Level: Main
- Area: 168
- Dimensions: 14x12
Living Room
- Level: Main
- Area: 156
- Dimensions: 13x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 74410180000
- Zoning description: Residential-Single Family
- Foundation area: 726
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Enclosed
Lot
- Lot size: 0.33 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: getting
Parking
- Total spaces: 1
- Parking features: Detached Garage,Asphalt
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $90 | $1,080 |
| Electricity | $175 | $2,103 |
| Total | $959 | $11,508 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $129,900 |
| 2016-11-23 | Sold | $99,000 |
| 2016-09-30 | Listed for sale | $99,900 |
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