523 8th Ave N, Saint Cloud, MN, 56303
About This Home
This property is being sold as a package which includes 3 duplexes, for a total of 6 units. This parcel contains one duplex, with a second story apartment. The main level has access to the finished basement and laundry. The main level unit has the garage access. This is being sold with the property next door at 525/527 8th Ave N. That parcel contains 2 more duplexes. Here is your chance to own nice properties with good cash flow. All units are rented and most tenants have been here for years. Updated roofs on all 3 buildings in 2023. Close to parks, the hospital and downtown. Great investment property! All units are occupied. Photos are from vacancies between tenants.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1922
Materials
- Roof: Age 8 Years or Less,Architectural Shingle
Type & Style
- Home type: MultiFamily
- Property subType: Duplex Other
Interior
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Finished area below ground: 600
- Finished area above ground: 1,661
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,496
- Total interior livable area: 2,261 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82518920000
- Zoning description: Residential-Multi-Family
- Foundation area: 832
Features
- Levels: Two
Lot
- Lot size: 5,662 sqft
- Lot size dimensions: 132 x 44
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $380 | $4,560 |
| Property Taxes | $541 | $6,492 |
| Electricity | $190 | $2,288 |
| Total | $3,512 | $42,144 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $475,000 |
| 2026-06-05 | Listed for sale | $495,000 |
| 2026-04-17 | Listing removed | $815 |
| 2026-03-22 | Listed for rent | $815 |
| 2025-04-16 | Listing removed | $795 |
| 2025-03-24 | Listed for rent | $795 |
| 2021-03-24 | Listing removed | -- |
| 2016-03-28 | Listing removed | $540 |
| 2016-03-16 | Listed for rent | $540 |
| 2016-01-23 | Listing removed | $795 |
| 2016-01-12 | Listed for rent | $795 |
| 2015-05-02 | Listing removed | $520 |
| 2015-04-21 | Listed for rent | $520 |
| 2015-01-28 | Listing removed | $795 |
| 2014-11-15 | Price change | $795 |
| 2014-10-20 | Listed for rent | $825 |
| 2013-06-27 | Listing removed | $495 |
| 2013-06-10 | Listed for rent | $495 |
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