427 16th Ave N, Saint Cloud, MN, 56303
About This Home
Great income-generating rental property with long-term tenants! Two houses, three total units, all on one parcel (427 16th Ave N is the larger home and 1608 5th St N is the smaller home). Many updates have been done throughout the property, making this a must-see investment opportunity! There is no "for sale" sign in the yard.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Type & Style
- Home type: MultiFamily
- Property subType: Duplex Up and Down
Interior
Basement
- Has basement: Yes
- Basement: Storage Space,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,617
Heating
- Heating features: Boiler,Forced Air
Interior Area
- Total structure area: 2,417
- Total interior livable area: 2,417 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82528120000
- Foundation area: 800
Features
- Levels: Two
Lot
- Lot size: 7,840 sqft
- Lot size dimensions: 100 x 78
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,466 | $17,592 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $371 | $4,452 |
| Electricity | $203 | $2,446 |
| Total | $2,272 | $27,264 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $300,000 |
| 2026-04-27 | Listing removed | $330,000 |
| 2025-11-13 | Listed for sale | $330,000 |
| 2014-04-10 | Sold | $41,000 |
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