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508 6th Ave S, Saint Cloud, MN, 56301

8beds
3baths
4,268sqft
$194,900
$46price/sqft
$1,717/moest. monthly cost
$68,680/yrincome needed

About This Home

This will be a fantastic addition or start to your investment portfolio - quick walk to SCSU, Lake George and downtown amenities. With 8 bedrooms, 3 bathrooms 2 kitchens, coin - operated laundry & off-street paved parking lot, this 2-story offers great income potential!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

2/10
3/10
South Junior High SchoolGrades 6-80.8 mi
3/10

Construction

Condition

  • Year built: 1885

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Bedroom

  • Level: Upper
  • Area: 224
  • Dimensions: 16 X 14

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13 X 12

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14 X 12

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12 X 11

Bedroom3

  • Level: Upper
  • Area: 144
  • Dimensions: 12 X 12

Bedroom4

  • Level: Main
  • Area: 135
  • Dimensions: 15 X 9

Bedroom4

  • Level: Upper
  • Area: 108
  • Dimensions: 12 X 9

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,801

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 4,268
  • Total interior livable area: 4,268 sqft

Kitchen2Nd

  • Level: Upper
  • Area: 187
  • Dimensions: 17 X 11

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82520830000
  • Zoning description: Residential-Multi-Family
  • Foundation area: 1499

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,405 sqft
  • Features: Near Public Transit
  • Lot size dimensions: 55 x 132

Parking

  • Parking features: Paved Lot,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$122$1,464
Property Taxes $251$3,012
Electricity $359$4,319
Total$1,717$20,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,868/yr
40% on housing$51,510/yr
45% on housing$45,786/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$134
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-25Price change$194,900
2025-10-17Price change$199,900
2025-09-08Price change$209,900
2025-08-11Price change$214,900
2025-06-20Price change$219,900
2025-05-22Listed for sale$229,900
2024-03-20Listing removed--
2023-11-17Price change$227,900
2023-09-21Price change$215,900
2023-09-05Price change$223,900
2023-06-28Price change$227,900
2023-04-28Price change$229,000
2023-04-06Listed for sale$234,500
2023-03-14Listing removed--
2023-03-03Price change$234,500
2023-01-25Listed for sale$239,900
2022-11-30Listing removed--
2022-08-19Listed for rent$2,800

For Sale by Agent

AgentChristopher Hauck
BrokerageColdwell Banker Realty

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