20787 Drumflower Rd, Richmond, MN, 56368
About This Home
Escape to your own lakeside retreat on the sought-after southwest-facing shoreline of North Browns Lake. This beautifully updated 2-bedroom, 1-bath is perched above the water, capturing breathtaking panoramic lake views and spectacular sunsets. Thoughtfully updated with luxury vinyl plank flooring, stainless appl, bath "7/23" maintenance-free decking "7/23", new roof "8/25", new Dock "7/21", wall unit AC/Heating "8/21"just to name a few. This move-in-ready cabin combines rustic charm with modern convenience. Spend your days on the lake or simply relaxing on the deck while taking in the peaceful surroundings. A quick trip from the city's, whether you're searching for a weekend getaway, seasonal retreat, or year-round lake home, this property offers the authentic Up North lifestyle you've been dreaming of. Don't miss this rare opportunity to own an affordable slice of Minnesota lakefront paradise.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Block,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: In Kitchen,Main Level,In Unit
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 143
- Dimensions: 13x11
Bedroom2
- Level: Main
- Area: 117
- Dimensions: 13x9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,280
Heating & Cooling
- Heating features: Baseboard,Ductless Mini-Split
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 1,280
- Total interior livable area: 1,280 sqft
Kitchen
- Level: Main
- Area: 375
- Dimensions: 25x15
Living Room
- Level: Main
- Area: 272
- Dimensions: 16x17
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 08047920000
- Zoning description: Residential-Single Family
- Foundation area: 1280
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Composite Decking,Deck
- Has view: Yes
- View description: Panoramic,See Remarks,South,West
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 60
Lot
- Lot size: 8,747 sqft
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 60 x 128
Parking
- Total spaces: 1
- Parking features: Detached Garage,Driveway - Other Surface
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,895 | $22,740 |
| Home Insurance * | $278 | $3,336 |
| Property Taxes | $225 | $2,700 |
| Electricity | $170 | $2,050 |
| Total | $2,568 | $30,816 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $364,900 |
| 2026-07-09 | Listed for sale | $374,900 |
| 2020-06-29 | Sold | $250,000 |
| 2020-06-02 | Pending sale | $239,900 |
| 2020-05-22 | Listed for sale | $239,900 |
| 2015-05-19 | Sold | $131,000 |
| 2015-04-13 | Pending sale | $136,500 |
| 2014-09-30 | Listed for sale | $136,500 |
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