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12662 Louisa Ct, South Haven, MN, 55382

4beds
4baths
4,938sqft
$1,395,000
$283price/sqft
$9,372/moest. monthly cost
$374,880/yrincome needed

About This Home

This impressive four-bedroom, four-bathroom home is designed for both everyday comfort and memorable gatherings set on Lake Louisa. The main level features a spacious living room, an informal dining area warmed by a gas fireplace, and a beautifully appointed kitchen with premium finishes and upgrades. A lakeside screened porch provides the perfect place to relax and take in the views. At day's end, retreat to the luxurious primary suite featuring lake views, two walk-in closets, and a spa-inspired private bathroom with a jetted tub and an incredible walk-in tiled shower with four shower heads. Upstairs, you'll find three additional bedrooms and a full bathroom, providing plenty of room for family and guests. The walkout lower level is made for entertaining with 10 foot coffered ceilings a spacious family room featuring a gas fireplace and opens to the lakeside yard, dedicated media room, and a fantastic second full kitchen complete with lake views. Outside, the park-like setting is simply exceptional. Professionally designed landscaping surrounds the home with winding paver walkways, colorful perennial gardens, impressive boulder accents, and multiple patios & gathering spaces and an additional tuck-under lakeside garage. A beautifully landscaped playground area and countless outdoor entertaining spots complete this one-of-a-kind Lake Louisa property, offering the perfect blend of privacy, natural beauty, and unforgettable lake living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Kimball Elementary SchoolGrades PK-51.8 mi
9/10
Kimball SecondaryGrades 6-122.2 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Egress Window(s),Finished,Full,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Bathroom

  • Level: Main
  • Area: 49
  • Dimensions: 7x7

Bathroom

  • Level: Upper
  • Area: 120
  • Dimensions: 8x15

Bathroom

  • Level: Lower
  • Area: 72
  • Dimensions: 9x8

Bedroom

  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom4

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 162
  • Dimensions: 9x18

Family Room

  • Level: Lower
  • Area: 340
  • Dimensions: 17x20

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 2,088
  • Finished area above ground: 2,850

Foyer

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Forced Air,Heat Pump,Hot Water,In-Floor Heating
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Interior Area

  • Total structure area: 4,938
  • Total interior livable area: 4,938 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Kitchen2Nd

  • Level: Lower
  • Area: 352
  • Dimensions: 16x22

Laundry

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 15x20

Media Room

  • Level: Lower
  • Area: 288
  • Dimensions: 16x18

Mud Room

  • Level: Main
  • Area: 55
  • Dimensions: 10x5.5

Office

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Other

  • Level: Lower
  • Area: 360
  • Dimensions: 18x20

Other

  • Level: Lower
  • Area: 1560
  • Dimensions: 52x30

Other

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Patio

  • Level: Lower
  • Area: 374
  • Dimensions: 22x17

Patio

  • Level: Lower
  • Area: 360
  • Dimensions: 12x30

Patio

  • Level: Lower
  • Area: 225
  • Dimensions: 15x15

Play Room

  • Level: Lower
  • Area: 48
  • Dimensions: 4x12

Porch

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Storage

  • Level: Lower
  • Area: 80
  • Dimensions: 8x10

Utility Room

  • Level: Lower
  • Area: 170
  • Dimensions: 10x17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 09059410104
  • Zoning description: Residential-Single Family
  • Foundation area: 2088

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Other,Patio,Screened
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Hard,Sand)
  • Frontage length: Water Frontage: 236
  • Topography of land: Gently Rolling,Walkout

Lot

  • Lot size: 1.29 Acres
  • Features: Accessible Shoreline,Tree Coverage - Heavy
  • Lot size dimensions: L236 x 256 x 214 x 107 x 180

Parking

  • Total spaces: 3
  • Parking features: Attached,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$862$10,344
Property Taxes $1,041$12,492
Electricity $416$4,997
Total$9,372$112,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$321,325/yr
40% on housing$281,160/yr
45% on housing$249,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 55382$149
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 55382$169
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,395,000
2018-03-23Sold$865,000
2018-01-23Pending sale$890,000
2017-11-22Price change$890,000
2017-03-08Price change$950,000
2016-09-27Price change$975,000
2016-07-01Price change$1,264,900
2016-05-14Listed for sale$1,299,900
2012-08-23Sold$556,900
2012-03-15Listed for sale$559,900
2012-01-31Listing removed$674,900
2011-11-18Listed for sale$674,900
2011-09-01Listing removed$679,900
2011-08-02Listed for sale$679,900
2006-10-20Sold$144,500

For Sale by Agent

AgentSteven A Bruggeman
BrokerageOak Realty LLP

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