7204 Pleasant Ridge Ter, Saint Joseph, MO, 64504
About This Home
Nestled in the desirable Mid-Buchanan School District, this beautifully updated home offers space, comfort, and modern style. Enjoy new flooring throughout and an updated kitchen featuring quartz countertops, subway tile backsplash, and updated fixtures. The main level includes a spacious primary suite, living room with vaulted ceilings, a wood-burning fireplace, and abundant natural light, plus a dining room, breakfast nook, and laundry room with sink. Upstairs offers four large bedrooms and a full bath. The finished basement provides a family room, two non-conforming rooms, a full bath, storm shelter, and ample storage. Car enthusiasts will appreciate the 2-car attached garage plus an additional 2-cartandem basement garage with a separate driveway. Step outside to your private backyard retreat, backing to mature trees, with a covered patio, outdoor fan, fire pit area, and beautiful landscaping. Relax on the large east-facing covered front porch, perfect for morning coffee or evening gatherings. A rare combination of updates, functionality, and outdoorliving—this home is ready to impress!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Concrete,Finished
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: Basement
Features
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,000
- Finished area above ground: 2,600
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 3,600
- Total interior livable area: 3,600 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 112.004000001 001.018
Lot
- Lot size: 1.99 Acres
- Lot size dimensions: 86684
Parking
- Total spaces: 4
- Parking features: Attached,Basement
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,958 | $35,496 |
| Home Insurance * | $974 | $11,688 |
| Property Taxes | $360 | $4,320 |
| Electricity | $274 | $3,298 |
| Total | $4,566 | $54,792 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $585,000 |
| 2017-04-27 | Listing removed | $335,000 |
| 2017-01-19 | Price change | $335,000 |
| 2016-12-09 | Price change | $340,000 |
| 2016-10-11 | Price change | $339,500 |
| 2016-08-22 | Listed for sale | $349,500 |
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