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503 Hallar Ave, Gower, MO, 64454

4beds
3baths
2,682sqft
$452,000
$169price/sqft
$3,145/moest. monthly cost
$125,800/yrincome needed

About This Home

Set on 8.29 acres in Gower, this property offers something most listings can't — a place to live and a place to work. The standout is the oversized detached shop: concrete floors, electrical service, and a dedicated wood shop already in place. Whether you're running a woodworking setup, a mechanic's or auto shop, a fabrication space, or a small side business, the bones are here and ready to go. A second outbuilding adds covered storage for an RV, boat, equipment, or overflow projects, and the open acreage leaves room for gardening, recreation, and space to spread out. Inside, the 4-bedroom, 3-bath home holds up its end. A large family room, bright sunroom, and an expansive kitchen with abundant cabinetry give you multiple living spaces, while the main-floor primary suite keeps everyday living on one level. Downstairs, a recreation room, additional workshop, full bath, and generous storage finish out the lower level, and a wood-burning fireplace anchors the family room for cooler evenings. Priced at appraised value with no HOA, no subdivision restrictions, this is acreage you can use the way you want. You're roughly 20 minutes from St. Joseph and about 45 minutes up US-169 from Kansas City, with Smithville Lake close by for the weekends.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
6/10
9/10
East Buchanan High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom2

  • Features: Shower Only
  • Level: Main

Bathroom3

  • Features: Shower Only
  • Level: Basement

Bedroom2

  • Features: Carpet
  • Level: Main

Bedroom3

  • Features: Carpet
  • Level: Main

Bedroom4

  • Features: Built-in Features,Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Built-in Features,Carpet
  • Level: Main

Family Room

  • Features: Carpet,Ceiling Fan(s),Fireplace
  • Level: Main

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 998
  • Finished area above ground: 1,684

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,682
  • Total interior livable area: 2,682 sqft

Kitchen

  • Features: Ceiling Fan(s),Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Carpet
  • Level: Main

Master Bathroom

  • Features: Double Vanity,Shower Only
  • Level: Main

Master Bedroom

  • Features: Carpet
  • Level: Main

Recreation Room

  • Level: Basement

Sun Room

  • Features: Ceiling Fan(s)
  • Level: Main

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 192.004000000014.000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 8.29 Acres
  • Features: Acreage

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,285$27,420
Home Insurance *$378$4,536
Property Taxes $278$3,336
Electricity $204$2,457
Total$3,145$37,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,828/yr
40% on housing$94,350/yr
45% on housing$83,866/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 64454$141
Buchanan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 64454$223
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$452,000
2026-06-04Listed for sale$475,000

For Sale by Agent

AgentNelson Home Group
BrokerageKeller Williams KC North

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