




5201 Cook Rd, Saint Joseph, MO, 64505
About This Home
The views alone set this property apart! Perched to capture miles of sweeping countryside, this stunning 1895 farmhouse has been fully reimagined while preserving its timeless charm. Renovated down to the studs in 2023 and thoughtfully enhanced in 2024, the home offers modern efficiency, exceptional craftsmanship, and a setting that simply can’t be replicated. Inside, the 3-bedroom, 2.5-bath layout is both inviting and functional, featuring open living and dining spaces, a cozy fireplace, a built-in office nook, and a beautifully designed kitchen with a large island and abundant storage—perfect for everyday living or entertaining. Composite front and rear porches provide front-row seats to the breathtaking scenery. Two detached garages deliver rare flexibility: a convenient 2-car garage near the home, plus a second garage down the hill with 220V power and tandem space for up to four vehicles, ideal for hobbyists, storage, or a workshop. The full stacked-stone basement offers generous storage and includes a unique bonus room beneath the porch with a cozy speakeasy-style feel. A spacious unfinished attic with dormer windows presents exciting potential for future expansion. With efficient modern systems, extensive recent improvements, and unforgettable views in every direction, this one-of-a-kind property offers enduring value, character, and convenience—ready for its next chapter.
Getting Around
Schools
Construction
Condition
- Year built: 1895
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Bedroom Level
Basement
- Has basement: Yes
- Basement: Concrete,Full,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Pantry,Stained Cabinets
- Number of fireplaces: 1
- Fireplace features: Dining Room,Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,400
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Property
Details
- Parcel number: 037.025004000025.000
Features
- Patio & porch: Porch
Lot
- Lot size: 1.45 Acres
Parking
- Total spaces: 4
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $569 | $6,828 |
| Property Taxes | $339 | $4,068 |
| Electricity | $183 | $2,199 |
| Total | $3,871 | $46,452 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Price change | $584,000 |
| 2025-09-11 | Price change | $599,000 |
| 2025-08-11 | Listed for sale | $635,000 |
| 2023-07-18 | Sold | -- |
| 2023-06-15 | Pending sale | $479,000 |
| 2023-05-31 | Price change | $479,000 |
| 2023-05-20 | Price change | $486,500 |
| 2023-04-19 | Listed for sale | $489,000 |
| 2021-12-06 | Sold | -- |
| 2021-10-28 | Pending sale | $140,000 |
| 2021-10-21 | Price change | $140,000 |
| 2021-09-24 | Price change | $160,000 |
| 2021-09-14 | Listed for sale | $250,000 |
