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3216 Morton Ln, Saint Joseph, MO, 64506

4beds
3baths
3,304sqft
$382,000
$116price/sqft
$2,710/moest. monthly cost
$108,400/yrincome needed

About This Home

Super nice 4 bed 3 bath home just off the Belt and Karnes.. 3 car garage large living space with upper balcony kitchen 3 beds up with extra large main bedroom and bath. with bubble tub,, lower level family room great for entertaining.. lower storage or small shop area. Back yard space and deck over looks HOA green area fenced in back yard.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Oak Grove ElementaryGrades PK-61.4 mi
4/10
Bode Middle SchoolGrades 7-82.2 mi
4/10
Central High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Composition
  • Construction materials: Brick Trim,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Sump Pump

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Upper

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,652
  • Finished area above ground: 1,652

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,304
  • Total interior livable area: 3,304 sqft

Property

Details

  • Parcel number: 037.035003000004.064

Features

  • Patio & porch: Deck
  • Fencing: Wood

Lot

  • Lot size: 8,276 sqft
  • Features: Level
  • Lot size dimensions: 65 x 127

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,931$23,172
Home Insurance *$292$3,504
Property Taxes $235$2,820
Electricity $252$3,027
Total$2,710$32,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,914/yr
40% on housing$81,300/yr
45% on housing$72,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 64506$143
Buchanan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 64506$136
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$395,000
2026-03-26Price change$380,000
2026-03-24Listed for sale$379,000
2018-06-27Listing removed$253,000
2018-04-09Pending sale$253,000
2018-03-21Listed for sale$253,000
2015-05-14Listing removed$210,000
2015-02-25Listed for sale$210,000
2013-02-25Sold--

For Sale by Agent

AgentGregg Lowrance
BrokerageUNITED COUNTRY PROPERTY SOLUTI

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