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3506 Woodland Pointe Dr, Saint Joseph, MO, 64506

4beds
4baths
3,800sqft
$714,900
$188price/sqft
$4,891/moest. monthly cost
$195,640/yrincome needed

About This Home

Note: list price reflects planned deck replacement. Seller is open to negotiation should buyer prefer to complete the project. Welcome to 3506 Woodland Pointe Drive, where modern luxury meets everyday livability in the highly sought-after Lake at Twelve Oaks community. Set among beautiful estate-style homes with serene lake views, this fully updated 3,800 sq ft home offers the perfect blend of style and function. The completely renovated main level features wide-plank white oak floors and an open-concept layout. At the center is a stunning chef’s kitchen with custom cabinetry and an impressive 15-foot island, ideal for entertaining and everyday living. Upstairs, the owner’s suite is a private escape, complete with a spa-like bath, a custom walk-in closet, and laundry. Both the bathroom and closet feature heated floors, while the shower is elevated with its own heated flooring and a built-in heated bench for an added touch of comfort. Three additional bedrooms and a full bath provide flexible space for family, guests or a home office. The finished basement expands your living space with heated floors and a large bar area with multiple wine fridges, perfect for hosting or relaxing. Throughout the home, you’ll find exceptional storage and thoughtful updates at every turn. Outside, the spacious backyard provides endless potential for outdoor living. The existing deck is scheduled for removal with plans for a new design, or the space can be left open to give the next owner the opportunity to create a custom outdoor retreat. Schedule your showing today via text or emailing 3506Woodland@gmail.com. This is one you won’t want to miss!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Oak Grove ElementaryGrades PK-60.5 mi
4/10
Bode Middle SchoolGrades 7-83.2 mi
4/10
Central High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Level, Traditional

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Wet Bar,Pantry,Walk-In Closet(s),Eat-in Kitchen,Smart Thermostat,Recreation Room,Office,Family Room,Media Room,Entry,Custom Cabinets,Workshop/Hobby
  • Door features: Storm Door(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Fireplace features: Family Room,Basement,Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,800 sqft

Property

Details

  • Parcel number: 037036002000002058

Features

  • Patio & porch: Deck,Porch,Patio- Covered
  • Exterior features: Vinyl,Brick
  • Spa features: Bath
  • Fencing: Other, Fence- Metal
  • Waterfront features: Lake Restrictions

Lot

  • Lot size: 0.49 Acres
  • Features: Cul-de-Sac,City Limits

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,614$43,368
Home Insurance *$547$6,564
Property Taxes $440$5,280
Electricity $290$3,482
Total$4,891$58,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,691/yr
40% on housing$146,730/yr
45% on housing$130,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 64506$140
Buchanan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 64506$136
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Price change$769,999
2026-04-18Listed for sale$789,999
2020-12-23Sold--
2020-11-20Pending sale$449,900
2020-10-23Price change$449,900
2020-10-02Listed for sale$459,900

For Sale by Owner

AgentProperty Owner

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