3112 N 11th St, Saint Joseph, MO, 64505
About This Home
This refreshed older home brings together timeless character and modern comfort in all the right ways. Offering two bedrooms, one and a half bathrooms, and a flexible bonus room that could easily serve as a third bedroom, the layout gives you options to fit your lifestyle. All bedrooms are tucked upstairs, creating a nice separation between living and private spaces. Fresh paint and luxury vinyl plank flooring throughout give the home a clean, updated feel from top to bottom. Outside, you’ll appreciate the added value of the included lot to the south—perfect for extra space or future possibilities—plus a convenient alley-access garage. A solid mix of charm, function, and opportunity all in one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1897
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: Second
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bonus Room
- Level: Second
Dining Room
- Level: First
Features
- Flooring: Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 960
Half Bath
- Level: First
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 039.032004002104.000
Features
- Fencing: Metal
Lot
- Lot size: 5,663 sqft
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $616 | $7,392 |
| Home Insurance * | $126 | $1,512 |
| Property Taxes | $75 | $900 |
| Electricity | $141 | $1,693 |
| Total | $958 | $11,496 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $122,000 |
| 2025-07-23 | Listing removed | $122,250 |
| 2025-05-09 | Price change | $122,250 |
| 2025-04-18 | Price change | $123,500 |
| 2025-02-07 | Listed for sale | $125,000 |
| 2011-04-15 | Sold | -- |
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