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5001 Stonecrest Ter, Saint Joseph, MO, 64506

3beds
3baths
2,016sqft
$275,000
$136price/sqft
$1,922/moest. monthly cost
$76,880/yrincome needed

About This Home

Welcome home to this beautiful property in the highly desirable Stonecrest neighborhood! This spacious 3-bedroom, 3-full-bath home offers a warm and inviting layout with exceptional living space inside and out. The welcoming living room features a cozy fireplace and beautiful hardwood flooring, creating the perfect space to relax or entertain. The large eat-in kitchen offers abundant cabinet space, extra pantry storage, and a convenient built-in desk, making it as functional as it is inviting. The main-floor primary suite provides a private retreat with an attached full bathroom and a generous closet. Downstairs, you'll find a finished recreation room, an additional bonus room with endless possibilities for a home office, gym, hobby room, or guest space, plus a third full bathroom. Step outside to enjoy the fenced backyard, ideal for pets, play, or outdoor gatherings. An attached two-car garage and attractive curb appeal complete this home. Don't miss your opportunity to own this wonderful home in the sought-after Stonecrest neighborhood!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
5/10
Bode Middle SchoolGrades 7-82.6 mi
4/10
Central High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Microwave,Refrigerator,Trash Compactor
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Main

Bathroom3

  • Features: Shower Only
  • Level: Basement

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Pantry
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 1,516

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Features: Built-in Features,Laminate Counters,Pantry,Vinyl
  • Level: Main

Laundry

  • Features: Vinyl
  • Level: Basement

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: Main

Master Bathroom

  • Features: Ceramic Tiles,Shower Only
  • Level: Main

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Other

  • Level: Basement

Recreation Room

  • Features: Luxury Vinyl
  • Level: Basement

Property

Details

  • Parcel number: 061.012001000058.000

Features

  • Patio & porch: Patio

Lot

  • Lot size: 0.28 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$210$2,520
Property Taxes $169$2,028
Electricity $153$1,847
Total$1,922$23,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,897/yr
40% on housing$57,660/yr
45% on housing$51,253/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 64506$142
Buchanan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 64506$136
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$270,000
2026-07-31Listed for sale$275,000
2020-06-19Sold--
2020-05-19Pending sale$219,900
2020-05-12Price change$219,900
2020-05-04Price change$229,900
2020-04-10Listed for sale$234,900
2020-01-02Listing removed$174,000
2019-12-31Listed for sale$174,000

For Sale by Agent

AgentAgentRoc Group
BrokerageKeller Williams KC North

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