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1001 N 25th St, Saint Joseph, MO, 64506

2beds
1baths
1,250sqft
$168,000
$134price/sqft
$1,221/moest. monthly cost
$48,840/yrincome needed

About This Home

Charming 2 bedroom 1 bath home with modern upgrades & curb appeal. This beautifully updated corner lot home offers the perfect blend of classic charm & modern convenience. With refinished hardwood floors throughout, fresh interior paint and a landscaped yard. This property is a move in ready home, waiting for you! 2 spacious bedrooms, sun room, home offers bright, open living spaces. Easy access to local amenities. Don't miss out on this amazing opportunity, schedule your showing today! Property is Currently a short term rental and generates $2000 a month.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
5/10
Bode Middle SchoolGrades 7-80.2 mi
4/10
Central High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Range
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Stone/Rock

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Painted Cabinets
  • Window features: Thermal Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,250

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Property

Details

  • Parcel number: 062.009001001121.000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 5,250 sqft
  • Features: City Limits,Corner Lot
  • Lot size dimensions: 70 x 75

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $849$10,188
Home Insurance *$128$1,536
Property Taxes $103$1,236
Electricity $141$1,693
Total$1,221$14,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,862/yr
40% on housing$36,630/yr
45% on housing$32,560/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 64506$144
Buchanan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 64506$136
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$162,500
2026-07-17Listed for sale$168,000
2025-09-05Listing removed$159,000
2025-08-19Price change$159,000
2025-07-22Price change$168,000
2025-07-11Listed for sale$174,000

For Sale by Agent

AgentJEFFREY HUGHES
BrokerageColdwell Banker General Property

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