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1113 N 18th St, Saint Joseph, MO, 64501

4beds
2baths
1,566sqft
$162,900
$104price/sqft
$1,282/moest. monthly cost
$51,280/yrincome needed

About This Home

Welcome Home! This four bedroom, two bathroom abode offers open concept kitchen/living/dining. Perfect for hosting or summer nights. New owners will enjoy both front porch and side patio just off kitchen in view of fenced yard. Recently updated and ready for new owners to make it their own. Kitchen appliances to stay as well as washer and dryer.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
4/10
Robidoux Middle SchoolGrades 6-81.9 mi
2/10
Lafayette High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Bedroom Level,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,566

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,566
  • Total interior livable area: 1,566 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Property

Details

  • Parcel number: 062.009002001027.000

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 7,000 sqft

Parking

  • Parking features: Off Street,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $823$9,876
Home Insurance *$218$2,616
Property Taxes $100$1,200
Electricity $141$1,693
Total$1,282$15,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,954/yr
40% on housing$38,460/yr
45% on housing$34,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 64501$85
Buchanan County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 64501$103
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$162,900
2026-07-08Price change$162,900
2026-06-18Price change$165,000
2026-06-14Price change$170,000
2026-06-05Listed for sale$174,900
2024-02-27Sold--
2024-01-30Pending sale$153,500
2024-01-02Price change$153,500
2023-12-12Price change$165,000
2023-12-04Price change$169,900
2023-11-20Listed for sale$179,900
2023-09-22Sold--
2023-09-07Pending sale$55,000
2023-09-07Listed for sale$55,000

For Sale by Agent

AgentAlison HORN
BrokerageThe Horn's Realty LLC

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