1321 Ridenbaugh St, Saint Joseph, MO, 64501
About This Home
This well-maintained three-bedroom, one and a half bathroom home offers a practical layout with all bedrooms conveniently located upstairs, each featuring comfortable carpet flooring. The main level boasts durable luxury vinyl plank flooring throughout the living room, dining room, and kitchen, creating a clean, cohesive feel that’s both stylish and easy to maintain. Adding even more value, the property includes a large garage situated on the adjacent lot—perfect for extra storage, workshop space, or additional parking. With its functional design and added flexibility, this home is a great option for both homeowners and investors alike. Currently occupied by a long-term tenant.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1902
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: Second
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 734
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 734
- Total interior livable area: 734 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 062.009002002122.000
Lot
- Lot size: 2,178 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $83 | $996 |
| Electricity | $141 | $1,693 |
| Total | $1,087 | $13,044 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $135,000 |
| 2023-05-24 | Listing removed | -- |
| 2023-05-10 | Listed for rent | $1,200 |
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