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206 N 16th St, Saint Joseph, MO, 64501

1beds
1baths
434sqft
$29,000
$67price/sqft
$342/moest. monthly cost
$13,680/yrincome needed

About This Home

Investor Special in St. Joseph, MO! Home has been gutted and is ready for your finishing touches. New electric meter, service line to the house, and breaker box already installed. Great opportunity for investors, flippers, or buyers looking to build sweat equity. Bring your vision!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
Edison Elementary SchoolGrades PK-60.5 mi
5/10
Bode Middle SchoolGrades 7-80.9 mi
4/10
Central High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 434

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 434
  • Total interior livable area: 434 sqft

Property

Details

  • Parcel number: 062.009003002108.000

Features

  • Patio & porch: Porch

Lot

  • Lot size: 8,276 sqft
  • Features: City Limits,Level

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $146$1,752
Home Insurance *$38$456
Property Taxes $17$204
Electricity $141$1,693
Total$342$4,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,725/yr
40% on housing$10,260/yr
45% on housing$9,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 64501$87
Buchanan County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 64501$103
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-15Listed for sale$29,000
2025-12-07Listing removed$29,000
2025-06-27Listed for sale$29,000
2022-01-01Listing removed--
2021-08-10Price change$19,900
2021-06-10Price change$24,900
2020-09-01Listed for sale$29,500
2018-09-23Listing removed$29,000
2018-05-23Listed for sale$29,000

For Sale by Agent

AgentElishia Carrillo
BrokerageRealty ONE Group Cornerstone

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