2303 Francis St, Saint Joseph, MO, 64501
About This Home
? Historic Charm with Modern Updates? Welcome to 2303 Francis Street — a spacious, character-filled home offering a blend of timeless details and thoughtful updates. With 5 bedrooms, 3 bathrooms, and nearly 2,000 sq ft, there’s plenty of room to spread out and enjoy. Inside, you’ll find generous living areas with natural light and a flexible layout that can suit a variety of needs. The combination of original charm and modern touches creates a warm, inviting feel throughout the home. A standout feature is the rear lot providing off-street parking plus a detached garage or workshop space — a valuable convenience not often found with homes of this era. ?? Property highlights: • 5 bedrooms, 3 bathrooms • Approx. 2,000 sq ft of living space • Blend of historic character and updates • Flexible floor plan • Rear lot with off-street parking + detached garage
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1911
Materials
- Roof: Composition
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Stone/Rock
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,948
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,948
- Total interior livable area: 1,948 sqft
Property
Details
- Parcel number: 062.009004002060.000
Features
- Patio & porch: Deck
Lot
- Lot size: 3,920 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $268 | $3,216 |
| Property Taxes | $123 | $1,476 |
| Electricity | $148 | $1,785 |
| Total | $1,549 | $18,588 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $218,500 |
| 2026-04-01 | Listing removed | $219,900 |
| 2026-01-06 | Listed for sale | $219,900 |
| 2026-01-01 | Listing removed | $219,900 |
| 2025-11-22 | Price change | $219,900 |
| 2025-10-23 | Listed for sale | $224,900 |
| 2022-11-15 | Listing removed | -- |
| 2022-11-07 | Price change | $174,900 |
| 2022-10-25 | Price change | $179,900 |
| 2022-10-12 | Listed for sale | $184,900 |
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