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2507 Francis St, Saint Joseph, MO, 64501

5beds
3baths
3,700sqft
$230,000
$62price/sqft
$1,894/moest. monthly cost
$75,760/yrincome needed

About This Home

ALL BRICK 2.5+ Story BEAUTY with incredible local history. This home was built around 1911 by James E. Cox, the Secretary of the R.. McDonald Mfg.,Co. In 1915 it was purchased by William and Lena Albrecht. William was Manager and later President of Western Tablet (Westab; later purchased by MEAD Co.) He and Lena lived at this location until they built the house at 2818 Frederick Avenue in 1935; known now as The Albrecht-Kemper Art Museum. 2507 Francis still has two Original Murphy Beds, Pocket Door in Dining Room. A Gorgeous Side Wrap Porch, Carriage House Garage and all 4 Floors have Large Finished Rooms. The Kitchen has Granite Counters with a Stainless Steel Stove and Great Laundry Area. An Inviting Large Patio off of the Kitchen/Porch. Five Spacious Bedrooms and Three Baths. New Electrical

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Edison Elementary SchoolGrades PK-60.3 mi
5/10
Bode Middle SchoolGrades 7-80.5 mi
4/10
Central High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Composition
  • Construction materials: Brick

Other

  • Builder name: Mead

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Refrigerator,Gas Range
  • Laundry features: Laundry Room,Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry

Bedroom2

  • Features: All Carpet
  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Third

Bedroom5

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile,Laminate,Wood
  • Number of fireplaces: 3
  • Fireplace features: Basement,Electric,Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 3,200

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Hot Water,Steam
  • Cooling features: Attic Fan,Window Unit(s)

Interior Area

  • Total structure area: 3,700
  • Total interior livable area: 3,700 sqft

Kitchen

  • Level: First

Laundry

  • Features: Vinyl
  • Level: First

Master Bedroom

  • Features: All Carpet
  • Level: Second

Recreation Room

  • Level: Basement

Sun Room

  • Features: All Carpet
  • Level: Second

Property

Details

  • Parcel number: 062.009004002073.000

Features

  • Patio & porch: Patio,Porch
  • Fencing: Partial,Wood

Lot

  • Lot size: 6,720 sqft
  • Features: City Lot
  • Lot size dimensions: 60 x 112

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$308$3,696
Property Taxes $141$1,692
Electricity $282$3,390
Total$1,894$22,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,937/yr
40% on housing$56,820/yr
45% on housing$50,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 64501$85
Buchanan County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 64501$103
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$230,000
2026-06-29Listed for sale$250,000
2022-07-07Listing removed--
2022-06-22Listed for sale$235,000
2022-06-08Contingent$235,000
2022-05-14Listed for sale$235,000
2014-10-30Listing removed$194,900
2014-08-06Listed for sale$194,900

For Sale by Agent

AgentPam BOWMAN
BrokerageBHG Kansas City Homes

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