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2110 N 2nd St, Saint Joseph, MO, 64505

1beds
1baths
654sqft
$49,000
$75price/sqft
$468/moest. monthly cost
$18,720/yrincome needed

About This Home

Charming 1-bedroom, 1-bathroom home located in the North End of St Joseph. This darling property offers recent updates and a comfortable, move-in-ready feel. The home features a functional layout that maximizes space while maintaining a cozy atmosphere. Whether you're looking for a great starter home or an excellent addition to your investment portfolio, this property checks all the boxes. Conveniently located with easy access to parks, shopping, dining, and major roadways; making it ideal for both homeowners and tenants alike. Don't miss your chance to own this affordable and well-maintained property. Schedule your showing today and see all the potential this North End home has to offer!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
4/10
Robidoux Middle SchoolGrades 6-81.7 mi
2/10
Lafayette High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 654

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 654
  • Total interior livable area: 654 sqft

Property

Details

  • Parcel number: 063.005003002082.000

Features

  • Patio & porch: Deck

Lot

  • Lot size: 2,614 sqft
  • Features: City Limits,City Lot
  • Lot size dimensions: 20 x 140

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$50$600
Property Taxes $30$360
Electricity $141$1,693
Total$468$5,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,045/yr
40% on housing$14,040/yr
45% on housing$12,480/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 64505$133
Buchanan County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 64505$121
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$49,000
2025-06-18Listing removed$53,000
2025-06-18Listed for sale$53,000
2025-06-07Pending sale$53,000
2025-02-14Listed for sale$53,000
2023-03-07Listing removed--
2022-10-18Pending sale$15,500
2022-10-17Sold--
2022-09-19Pending sale$15,500
2022-09-19Contingent$15,500
2022-09-19Listed for sale$15,500
2021-05-28Sold--
2021-05-18Pending sale$10,000
2021-05-14Price change$10,000
2021-05-03Listed for sale$14,900

For Sale by Agent

AgentMemorie Kruse
BrokerageTop Hand Property Services

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