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2027 Savannah Ave, Saint Joseph, MO, 64505

2beds
2baths
0sqft
$119,900
--price/sqft
$948/moest. monthly cost
$37,920/yrincome needed

About This Home

LISTING #569000 Affordable St Joseph MO home for sale! Ranch style home with 2 bedrooms and 2 bathrooms! Over 1,900 sq ft of living space! Home has a full basement, in basement 2 car garage, large family room and a south side sunporch! Located 1 block from Lafayette High School and just minutes off interstate highway. Historical neighborhood...close to city park! EXCLUSIVE LISTING #569000 $119,900

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

5/10
4/10
Robidoux Middle SchoolGrades 6-81.6 mi
2/10
Lafayette High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1932

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,900

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,900

Property

Details

  • Parcel number: 000000000.0000047011.000
  • Lease amount: 0

Lot

  • Lot size: 3,920 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$124$1,488
Property Taxes $73$876
Electricity $145$1,741
Total$948$11,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,502/yr
40% on housing$28,440/yr
45% on housing$25,280/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64505$132
Buchanan County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 64505$121
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-08Listed for sale$119,900
2020-03-31Listing removed$75,000
2019-06-19Price change$85,000
2019-04-19Price change$100,000
2018-12-21Listed for sale$107,000

For Sale by Agent

AgentBruce Witt
BrokerageThe OConnor Agency - United Country Real Estate

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