1803 Saint Joseph Ave, Saint Joseph, MO, 64505
About This Home
Looking for a turnkey addition to your portfolio? This well-maintained duplex offers the perfect balance of immediate cash flow and future potential. The upper unit is a spacious 3-bedroom and currently occupied by a long-term tenant. Enjoy the peace of mind that comes with established rental income from day one. The lower unit has recently been refreshed and currently vacant. This unit is also being actively shown for occupancy.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Roof: Composition
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Converted Residence
Interior
Appliances
- Appliances included: Water Heater
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bathrooms: 2
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Property
Details
- Parcel number: 063.005004002097.000
- Zoning: CITY
Lot
- Lot size: 3,920 sqft
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $714 | $8,568 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $87 | $1,044 |
| Electricity | $141 | $1,693 |
| Total | $1,088 | $13,056 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $145,000 |
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