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1120 Edmond St, Saint Joseph, MO, 64501

4beds
3baths
2,766sqft
$46,000
$17price/sqft
$532/moest. monthly cost
$21,280/yrincome needed

About This Home

LIMITED MARKETING TIME REMAINING. This traditional style single family home offers 4 bedrooms and 2.1 bathrooms with approximately 2766 square feet of living space on a 0.12 acre lot. The foreclosure deed has been recorded, allowing for shorter closing timelines. No Buyer Premium on this property. The buyer has the right to select their own title and closing company or may use the sellers title and closing company. The buyer is responsible for all closing costs in this transaction. It is a criminal offense to trespass on this property.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
2/10
Lafayette High SchoolGrades 9-121.3 mi
4/10
Robidoux Middle SchoolGrades 6-82.7 mi

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 2,766
  • Total interior livable area: 2,766 sqft

Property

Details

  • Parcel number: 063008004004072000
  • Special condition: Auction

Features

  • Stories: 2

Lot

  • Lot size: 5,227 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $232$2,784
Home Insurance *$61$732
Property Taxes $28$336
Electricity $211$2,534
Total$532$6,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,240/yr
40% on housing$15,960/yr
45% on housing$14,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$17This listing

vs Other Active Listings

Avg $/sqft

ZIP 64501$87
Buchanan County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 64501$103
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2022-02-04Sold--
2021-10-10Pending sale$99,900
2021-09-11Listed for sale$99,900
2019-04-19Listing removed$114,000
2018-12-17Price change$114,000
2018-11-27Listed for sale$124,900

Unknown Listed By

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