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3014 Olive St, Saint Joseph, MO, 64507

3beds
2baths
1,350sqft
$110,000
$81price/sqft
$931/moest. monthly cost
$37,240/yrincome needed

About This Home

Check out this remodeled 3 bedroom, 2 bathroom home with a fresh, modern feel throughout! Enjoy the convenience of a main-level primary suite and main-level laundry for easy everyday living. This home features a long list of updates, including newer windows, brand new electrical and plumbing, and a new roof. The updated kitchen offers brand new appliances, perfect for cooking and entertaining. With stylish finishes and thoughtful upgrades throughout, this move in ready home is a must see!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Skaith Elementary SchoolGrades PK-62.1 mi
2/10
Truman Middle SchoolGrades 7-80.3 mi
4/10
Central High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,350

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Property

Details

  • Parcel number: 065.015002002053.000

Features

  • Patio & porch: Deck,Porch

Lot

  • Lot size: 6,038 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$167$2,004
Property Taxes $67$804
Electricity $141$1,693
Total$931$11,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,920/yr
40% on housing$27,930/yr
45% on housing$24,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 64507$109
Buchanan County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 64507$117
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$135,000
2026-04-24Listed for sale$139,900

For Sale by Agent

AgentClaire Lett
BrokerageRE/MAX PROFESSIONALS

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