905 S 22nd St, Saint Joseph, MO, 64507
About This Home
Recently updated and move-in ready, this centrally located one-bedroom, one-bathroom home offers comfort, convenience, and modern finishes throughout. Luxury vinyl plank flooring adds style and durability, while the partially finished basement provides valuable extra storage space. Enjoy relaxing on the backyard porch, and take advantage of the large carport for covered parking. Whether you're looking for a personal residence or an investment opportunity, this charming home is one you won't want to miss.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1902
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Features: Luxury Vinyl
- Level: Main
Bedroom1
- Features: Luxury Vinyl
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 688
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 688
- Total interior livable area: 688 sqft
Kitchen
- Features: Luxury Vinyl
- Level: Main
Living Room
- Features: Luxury Vinyl
- Level: Main
Property
Details
- Parcel number: 065.016001004100.000
Lot
- Lot size: 3,049 sqft
Parking
- Parking features: Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $455 | $5,460 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $55 | $660 |
| Electricity | $141 | $1,693 |
| Total | $788 | $9,456 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for sale | $90,100 |
| 2024-03-20 | Listing removed | $84,900 |
| 2024-03-15 | Listed for sale | $84,900 |
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