628 S 19th St, Saint Joseph, MO, 64507
About This Home
New finishes! This solid 2-bed, 1-bath home offers recently refinished original hardwood floors, fresh paint, and comfortable living spaces. A mudroom off the back entry adds practical storage, while the basement provides plenty of extra space. Ideal for first-time buyers or anyone looking to simplify without sacrificing comfort. Seller is offering a credit for new kitchen flooring. Additional photos coming soon.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1907
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Window features: Thermal Windows
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 1,176
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,176
- Total interior livable area: 1,176 sqft
Property
Details
- Parcel number: 065.016002001169.000
Features
- Patio & porch: Deck,Porch
Lot
- Lot size: 5,600 sqft
- Features: City Lot
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $455 | $5,460 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $55 | $660 |
| Electricity | $141 | $1,693 |
| Total | $788 | $9,456 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $92,500 |
| 2025-12-25 | Listed for sale | $95,000 |
| 2025-08-25 | Listing removed | $70,000 |
| 2025-06-08 | Price change | $70,000 |
| 2025-06-07 | Listed for sale | $80,000 |
| 2025-05-28 | Pending sale | $80,000 |
| 2025-03-04 | Listed for sale | $80,000 |
| 2023-06-15 | Sold | -- |
| 2023-04-24 | Pending sale | $56,250 |
| 2023-04-19 | Listed for sale | $56,250 |
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