841 S 20th St, Saint Joseph, MO, 64507
About This Home
Attention investors! This two bedroom, one bathroom home was recently updated with luxury vinyl plank and fresh paint. It features a large, alley-accessed garage and deck that overlooks the backyard. Laundry hook-ups are in one of the bedrooms. The home is currently occupied by long-term tenants. This turn-key property will make a great addition to any portfolio!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1919
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 812
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Electric
Interior Area
- Total structure area: 812
- Total interior livable area: 812 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 065.016002001056.000
Lot
- Lot size: 0.42 Acres
Parking
- Total spaces: 1
- Parking features: Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $429 | $5,148 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $52 | $624 |
| Electricity | $141 | $1,693 |
| Total | $751 | $9,012 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Listed for sale | $85,000 |
| 2026-02-21 | Pending sale | $85,000 |
| 2026-01-23 | Listed for sale | $85,000 |
| 2024-04-09 | Listing removed | -- |
| 2024-03-09 | Listed for rent | $850 |
| 2023-01-24 | Listing removed | -- |
| 2023-01-19 | Price change | $750 |
| 2023-01-14 | Price change | $785 |
| 2023-01-04 | Price change | $800 |
| 2022-11-24 | Listed for rent | $850 |
View on Zillow