922 S 15th St, Saint Joseph, MO, 64503
About This Home
Spacious and full of potential, this 5-bedroom, 2-bath home in the heart of St. Joseph sits on a rare double lot, offering extra outdoor space for entertaining, gardening, pets, or future possibilities. Inside, the main level features an open-concept layout connecting the living room, dining area, and kitchen—ideal for everyday living and gathering with family and friends. You'll also find two bedrooms, a full bath, and a convenient laundry/mud room on the main floor. Upstairs offers three additional bedrooms and a second full bathroom, providing flexible space for guests, a home office, or hobbies. Additional highlights include a 512 sq ft attached garage and a newer roof. If you’ve been searching for space—inside and out—this home deserves a look. Owner is selling As-Is.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: First
Bathroom2
- Level: Upper
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,292
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 2,292
- Total interior livable area: 2,292 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 065.016002003165.000
- Exclusions: Out Building
Features
- Patio & porch: Porch
Lot
- Lot size: 0.37 Acres
- Features: Corner Lot
Parking
- Total spaces: 4
- Parking features: Covered,Off Street
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $652 | $7,824 |
| Home Insurance * | $144 | $1,728 |
| Property Taxes | $79 | $948 |
| Electricity | $175 | $2,100 |
| Total | $1,050 | $12,600 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $129,000 |
| 2026-06-15 | Price change | $134,000 |
| 2026-05-15 | Listed for sale | $149,000 |
| 2025-06-06 | Listing removed | $130,000 |
| 2025-02-09 | Price change | $130,000 |
| 2024-12-23 | Listed for sale | $150,000 |
| 2023-10-03 | Listing removed | -- |
| 2023-09-22 | Price change | $139,900 |
| 2023-08-10 | Listed for sale | $149,900 |
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