2624 Monterey St, Saint Joseph, MO, 64507
About This Home
Turn-key investment opportunity! Tucked away on a quiet dead-end block, this charming two-bedroom, one-bath home offers both comfort and flexibility. Inside, you’ll find a blend of luxury vinyl plank flooring and new carpet, along with a large adjoining dining and living room that creates an open, inviting space for everyday living or entertaining. Currently tenant-occupied with a long term lease in place.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1907
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Level: Upper
Dining Room
- Level: Main
Features
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,055
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 1,055
- Total interior livable area: 1,055 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 065.016004001191.000
Lot
- Lot size: 4,356 sqft
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $542 | $6,504 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $66 | $792 |
| Electricity | $141 | $1,693 |
| Total | $912 | $10,944 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $110,000 |
| 2020-12-17 | Listing removed | $65,000 |
| 2020-10-30 | Listed for sale | $65,000 |
| 2015-02-17 | Listing removed | $45,000 |
| 2015-02-11 | Listed for sale | $45,000 |
| 2011-08-10 | Listing removed | $34,500 |
| 2011-07-16 | Listed for sale | $34,500 |
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