2214 S 28th St, Saint Joseph, MO, 64503
About This Home
Great ranch home offering easy one-level living! This well-maintained home features three bedrooms and two bathrooms, including a primary suite with its own private bath. Enjoy the convenience of main-floor laundry with a newer stackable washer and dryer. The spacious layout includes both a living room and a family room, along with a large kitchen offering abundant cabinet space for storage and meal preparation. The family room features vaulted ceilings and large windows that fill the space with natural light. Over the past few years, the home has seen several updates, including fresh interior paint, new light fixtures, and updated appliances. Outside, you'll find a one-car attached garage plus an oversized detached two-car garage, providing plenty of space for additional vehicles, a workshop, or extra storage. The fenced backyard offers a great space for pets, play, or entertaining. This move-in-ready home combines comfort, functionality, and plenty of storage, making it a wonderful place to call home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bathroom2
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: First
Features
- Flooring: Carpet,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 1,900
Heating & Cooling
- Heating features: Forced Air,Radiant
- Cooling features: Electric
Interior Area
- Total structure area: 1,900
- Total interior livable area: 1,900 sqft
Kitchen
- Level: First
Laundry
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 065.021001002003.000
Features
- Fencing: Metal
Lot
- Lot size: 0.39 Acres
Parking
- Total spaces: 3
- Parking features: Attached,Detached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $240 | $2,880 |
| Property Taxes | $132 | $1,584 |
| Electricity | $145 | $1,741 |
| Total | $1,604 | $19,248 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $215,000 |
| 2026-07-30 | Listed for sale | $215,000 |
| 2021-10-04 | Sold | -- |
| 2021-09-04 | Pending sale | $137,000 |
| 2021-09-03 | Price change | $137,000 |
| 2021-08-27 | Price change | $150,000 |
| 2021-08-23 | Price change | $175,000 |
| 2021-08-20 | Price change | $189,900 |
| 2021-08-17 | Listed for sale | $198,000 |
| 2018-11-19 | Listing removed | $126,600 |
| 2018-11-19 | Listed for sale | $126,600 |
| 2018-11-16 | Sold | -- |
| 2018-09-30 | Pending sale | $126,600 |
| 2018-09-21 | Listed for sale | $126,600 |
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