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2808 S 23rd St, Saint Joseph, MO, 64503

1beds
1baths
616sqft
$67,500
$110price/sqft
$598/moest. monthly cost
$23,920/yrincome needed

About This Home

Attention investors! This one bedroom, one bathroom home was recently updated. It features a large yard and carport. Laundry hook-ups are present in the home. The home is currently occupied by long-term tenants. This turn-key property will make a great addition to any portfolio!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Hyde Elementary SchoolGrades K-52.2 mi
2/10
Truman Middle SchoolGrades 7-81.7 mi
4/10
Central High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1907

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 616

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 616
  • Total interior livable area: 616 sqft

Property

Details

  • Parcel number: 065.021004001043.000

Lot

  • Lot size: 9,000 sqft

Parking

  • Parking features: Covered,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $341$4,092
Home Insurance *$75$900
Property Taxes $41$492
Electricity $141$1,693
Total$598$7,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,502/yr
40% on housing$17,940/yr
45% on housing$15,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 64503$80
Buchanan County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 64503$119
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Price change$67,500
2026-01-23Listed for sale$69,000
2025-03-30Listing removed$70,000
2024-12-09Listed for sale$70,000
2022-04-12Listing removed--
2022-04-06Price change$575
2022-03-29Listed for rent$650
2022-03-18Listing removed--
2022-03-02Listed for rent$650

For Sale by Agent

AgentAmber Lattin
BrokerageBHHS Stein & Summers Real Estate

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