




3503 Easy St, Saint Joseph, MO, 64503
About This Home
Welcome to life on Easy Street! Nestled on a quiet cul-de-sac and surrounded by nature, this beautifully maintained 4-5 bedroom, one owner ranch home offers the perfect combination of comfort, efficiency, and flexible living space. Built in 2005 and thoughtfully updated, this home is ready for its next owners to move right in and enjoy. The expanded floor plan provides for a spacious kitchen with plenty of room for cooking, gathering, and entertaining. The main level also features convenient laundry, a comfortable primary suite, two additional bedrooms, and a full bathroom. Attached garage features EV car charger. The thoughtful layout offers both functionality and room to spread out. Downstairs, the finished lower level expands your living space with a large family room, a fourth bedroom complete with a walk-in closet, and a third full bathroom. You'll also find a fifth non-conforming bedroom that makes an ideal home office, craft room, workout space, or guest room. One of the standout features of this home is its impressive energy efficiency. Recent updates include a new upgraded, insulated HVAC system designed to maximize comfort while keeping utility costs remarkably low. You'll be amazed at the savings and year-round efficiency. Located in a peaceful setting with wonderful neighbors and abundant natural surroundings, this home offers the tranquility you've been looking for while still providing all the space and conveniences you need. Don't miss your opportunity to make life on Easy Street a reality!
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Roof: Composition
- Construction materials: Brick Trim,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished,Full,Walk-Out Access
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Lower
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Painted Cabinets,Pantry,Smart Thermostat,Walk-In Closet(s)
- Flooring: Carpet,Luxury Vinyl,Tile
- Finished area below ground: 1,267
- Finished area above ground: 1,373
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Attic Fan,Electric
Interior Area
- Total structure area: 2,640
- Total interior livable area: 2,640 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 065.022004000191.061
Features
- Patio & porch: Deck,Patio
Lot
- Lot size: 8,219 sqft
- Features: Cul-De-Sac
Parking
- Total spaces: 2
- Parking features: Attached,Electric Vehicle Charging Station(s),Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,767 | $21,204 |
| Home Insurance * | $391 | $4,692 |
| Property Taxes | $215 | $2,580 |
| Electricity | $201 | $2,419 |
| Total | $2,574 | $30,888 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $349,500 |
| 2026-07-20 | Price change | $359,900 |
| 2026-07-10 | Price change | $364,900 |
| 2026-07-07 | Price change | $369,900 |
| 2026-07-02 | Price change | $374,900 |
| 2026-06-19 | Listed for sale | $384,900 |
