1006 W Cliff St, Saint Joseph, MO, 64504
About This Home
Welcome to this beautifully maintained 2-bedroom, 1-bathroom home featuring real hardwood floors flowing seamlessly throughout the living room, kitchen, and both bedrooms. The bright, open living space offers plenty of natural light and a warm, inviting atmosphere. The kitchen provides ample cabinetry, efficient layout, and direct access to the backyard—perfect for everyday convenience and entertaining. Both bedrooms are generously sized, and the full bathroom has been well cared for with classic finishes. Step outside to a large, fully usable backyard offering endless possibilities—gardening, outdoor dining, or a future expansion. With its combination of character, comfort, and outdoor space, this home is an ideal choice for first-time buyers, downsizers, or anyone seeking a well-kept property in a quiet neighborhood.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1922
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Other
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Features
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 960
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 960
- Total interior livable area: 960 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 069.031003002024.000
Lot
- Lot size: 5,662 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $429 | $5,148 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $52 | $624 |
| Electricity | $141 | $1,693 |
| Total | $763 | $9,156 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Price change | $85,000 |
| 2026-03-17 | Price change | $89,760 |
| 2026-01-28 | Price change | $91,200 |
| 2026-01-06 | Price change | $96,000 |
| 2025-12-09 | Price change | $98,000 |
| 2025-11-21 | Listed for sale | $99,000 |
| 2024-07-30 | Listing removed | -- |
| 2024-07-03 | Price change | $86,947 |
| 2024-06-20 | Price change | $89,900 |
| 2024-06-06 | Listed for sale | $99,900 |
| 2024-05-01 | Listing removed | -- |
| 2024-04-18 | Price change | $99,750 |
| 2024-04-11 | Listed for sale | $135,000 |
| 2023-10-31 | Listing removed | -- |
| 2023-10-19 | Listed for rent | $900 |
| 2023-05-16 | Sold | -- |
| 2023-04-16 | Pending sale | $84,976 |
| 2023-04-11 | Listed for sale | $84,976 |
| 2023-03-28 | Pending sale | $84,976 |
| 2023-03-14 | Listed for sale | $84,976 |
| 2022-02-09 | Listing removed | -- |
| 2021-10-20 | Price change | $775 |
| 2021-10-01 | Price change | $799 |
| 2021-08-02 | Price change | $825 |
| 2021-07-21 | Listed for rent | $895 |
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