606 Harmon St, Saint Joseph, MO, 64504
About This Home
This property is a 1-bedroom (possibly 2 bedroom) home that features a living room, kitchen, mud room/laundry room, partially fenced backyard, on a double lot. A sidewalk ramp has been added for easier access to the front door if someone is not able to do steps. Home is in an estate and needs some work but would be a nice starter home or rental after it's updated. Professional appraisal was done to determine price prior to listing. To be sold "as is", seller will make no repairs or warranties on the property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1922
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level,Off The Kitchen
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 812
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Electric
Interior Area
- Total structure area: 812
- Total interior livable area: 812 sqft
Property
Details
- Parcel number: 069.032001003091.000
- Special condition: Third Party Approval
Features
- Fencing: Partial
Lot
- Lot size: 10,018 sqft
- Features: City Lot
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $30 | $360 |
| Electricity | $141 | $1,693 |
| Total | $506 | $6,072 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $49,900 |
| 2026-05-04 | Listing removed | $49,900 |
| 2026-04-01 | Price change | $49,900 |
| 2026-03-02 | Listed for sale | $58,000 |
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