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424 Thompson Ave, Saint Joseph, MO, 64504

1beds
1baths
601sqft
$39,900
$66price/sqft
$432/moest. monthly cost
$17,280/yrincome needed

About This Home

1 bedroom - 1 bath. It is being sold as-is to a cash buyer who refuses to be in debt. AC? Nope! Just open the windows and enjoy the breeze. Amazing porch :) This is steps from the Southside Fall Festival coming soon and the convenience of pizza from your favorite gas station that I cannot mention in this ad! Also, if you need Benton District, this is the home for you! Do not wait because this cupcake will go quickly!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Hyde Elementary SchoolGrades K-50.1 mi
5/10
4/10
Benton High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 601

Heating & Cooling

  • Heating features: Floor Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 601
  • Total interior livable area: 601 sqft

Property

Details

  • Parcel number: 069.032002003023.000
  • Exclusions: The Entire House

Lot

  • Lot size: 3,049 sqft
  • Features: City Lot
  • Lot size dimensions: 25 x 120

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$66$792
Property Taxes $24$288
Electricity $141$1,693
Total$432$5,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,811/yr
40% on housing$12,960/yr
45% on housing$11,520/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 64504$66
Buchanan County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 64504$104
Buchanan County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$39,900
2024-02-29Sold--
2024-01-30Pending sale$33,500

For Sale by Agent

AgentAgent Jo Pruitt
BrokerageAgent Jo & Associates

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