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404 Park Ln, Oxford, MS, 38655

3beds
2baths
1,180sqft
$330,000
$280price/sqft
$2,150/moest. monthly cost
$86,000/yrincome needed

About This Home

CORNER UNIT. OXFORD LOCATION. GAME DAY READY. Located less than a mile from the Oxford Square and Ole Miss campus, this spacious 3BR/2BA corner unit offers the perfect blend of convenience, comfort, and investment potential. With approximately 1,800 square feet, the open-concept living and dining area provides plenty of space for entertaining family and friends on football weekends, graduation celebrations, and all that makes Oxford special. Whether you're searching for the ideal Ole Miss game day retreat, second residence, or investment property, this condo offers an opportunity to enjoy one of Oxford's most sought after locations. HOA is about to do an assessment for some great improvements which include: exterior painting, siding repairs, balcony and stair repairs, remove all pine trees, updated lighting, and a clubhouse remodel. Spend your Saturdays in The Grove, your evenings on the Square, and enjoy the convenience of being just minutes from everything Oxford has to offer.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
9/10
Oxford High SchoolGrades 9-122.6 mi
8/10
Oxford Elementary SchoolGrades 4-51.3 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse/Condo

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: W/D Hook Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric

Features

  • Solid Surface Countertops,Ceiling Fan(s)
  • Window features: Aluminum Frames,Blinds

Interior Area

  • Total structure area: 1,180
  • Total interior livable area: 1,180 sqft

Property

Details

  • Parcel number: 138E2808468
  • Attached to another structure: Yes
  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: In Ground

Parking

  • Parking features: None,Paved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$147$1,764
Property Taxes $143$1,716
Electricity $192$2,304
Total$2,150$25,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,714/yr
40% on housing$64,500/yr
45% on housing$57,333/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$256
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$330,000
2026-07-18Listing removed$330,000
2026-06-06Listed for sale$330,000
2024-03-06Listing removed--
2024-02-08Listed for rent$1,800
2023-04-22Listing removed--
2023-03-23Listed for rent$1,575
2021-08-20Sold--
2021-07-19Pending sale$128,000
2021-07-11Listed for sale$128,000
2018-11-17Listing removed$125,000
2018-09-15Listed for sale$125,000
2018-09-15Pending sale$125,000
2018-08-21Listed for sale$125,000
2018-07-20Listing removed$125,000
2018-06-15Listing removed$1,200
2018-06-15Listed for sale$125,000
2018-05-16Price change$1,200
2018-04-25Price change$1,275
2018-04-05Listed for rent$1,350
2012-04-02Listing removed$107,500
2011-11-17Listed for sale$107,500

For Sale by Agent

AgentCassidy Shoemake
BrokerageCrye-Leike Oxford Real Estate

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