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609 N Martin Luther King Ave, Wortham, TX, 76693

2beds
2baths
1,246sqft
$53,349
$43price/sqft
$620/moest. monthly cost
$24,800/yrincome needed

About This Home

FIXER UPPER! This two bedroom home needs some repairs, but it is located on a large lot and has great potential. It is located on a spacious 10,976 sq. ft. lot in Wortham which is just north of Waco, TX with easy access to nearby cities. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
Wortham Elementary SchoolGrades PK-50.6 mi
4/10
Wortham Middle SchoolGrades 6-80.6 mi
7/10
Wortham High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,246
  • Total interior livable area: 1,246 sqft

Property

Details

  • Parcel number: 25103

Features

  • Stories: 1

Lot

  • Lot size: 6,534 sqft
  • Features: Other,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Drought
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $269$3,228
Home Insurance *$40$480
Property Taxes $73$876
Electricity $238$2,859
Total$620$7,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,257/yr
40% on housing$18,600/yr
45% on housing$16,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -10.1%
-10.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$43This listing

vs Other Active Listings

Avg $/sqft

ZIP 76693$413
Freestone County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 76693
Freestone County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-11Listed for sale$53,349

For Sale by Agent

AgentChet Polniazek
Brokerage1st Texas Realty Services

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