21 Loch Rdg, Wetumpka, AL, 36092
About This Home
Are you searching for a like-new home in the highly sought-after Eclectic School Zone? This stunning home in The Highlands checks every box—and then some! Built in 2022, this beautifully designed home offers nearly 2,500 square feet, featuring 5 bedrooms and 3 full bathrooms with a thoughtful, functional layout and upscale finishes throughout. The covered front porch welcomes you into a spacious foyer that flows seamlessly into the inviting great room. You’ll love the stone wood-burning fireplace with custom built-ins, large windows that flood the space with natural light, and durable LVP flooring that ties it all together. The kitchen is truly a showstopper—designed for both everyday living and entertaining. It features custom cabinetry, granite countertops, stainless steel appliances, a stylish pot filler, tile backsplash, oversized island, an incredible walk-in pantry, and a dedicated dining area. The primary suite is privately situated and offers trey ceilings, detailed molding, neutral tones, and LVP flooring. The spa-like ensuite bath includes a large soaking tub, tiled walk-in shower, double vanities, private water closet, and a spacious walk-in closet. On the opposite side of the home, you’ll find three additional bedrooms and a full bath, providing great separation of space. Upstairs offers a fifth bedroom with its own attached bathroom—perfect for guests, a home office, or bonus space. Step outside to enjoy the covered back porch overlooking a fully fenced backyard complete with a firepit area—ideal for relaxing evenings or entertaining friends and family. Residents of The Highlands also enjoy access to a massive stocked community pond, adding even more charm to this already impressive property. Homes like this don’t last long—schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Slab
- Construction materials: Brick,Vinyl Siding,Foam Insulation
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker,Range Hood,Smooth Cooktop,Self Cleaning Oven
- Laundry features: Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Attic,Tray Ceiling(s),Double Vanity,Garden Tub/Roman Tub,Linen Closet,Storage,Separate Shower,Walk-In Closet(s),Window Treatments,Breakfast Bar,Kitchen Island,Pot Filler,Programmable Thermostat
- Window features: Blinds,Double Pane Windows
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 2,479 sqft
Master Bedroom
- Level: First
Property
Details
- Parcel number: 11041900000090320
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Patio,Porch
- Exterior features: Fully Fenced,Fence,Porch,Patio
- Fencing: Full,Privacy
Lot
- Lot size: 0.51 Acres
- Features: Outside City Limits
- Lot size dimensions: Forthcoming
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,173 | $26,076 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $89 | $1,068 |
| Electricity | $277 | $3,328 |
| Total | $2,822 | $33,864 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $439,900 |
| 2024-08-30 | Sold | $399,900 |
| 2022-06-15 | Sold | $354,900 |
| 2021-11-04 | Sold | $19,500 |
View on Zillow