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2033 Morningstar Way, Fort Collins, CO, 80524

5beds
3baths
3,917sqft
$1,249,990
$319price/sqft
$7,708/moest. monthly cost
$308,320/yrincome needed

About This Home

Now Available - Model Home leaseback opportunity! The Sophia 55 by Bridgewater Homes - a beautifully crafted model home showcasing exceptional design and high-end finishes throughout. This stunning ranch-style residence offers 5 bedrooms (with Bedroom 3 thoughtfully designed as a home office), 3 bathrooms, and a full finished basement complete with a stylish wet bar - perfect for entertaining. Built with superior quality and energy efficiency in mind, this home features 2"x6" exterior walls, engineered hardwood floors, and an open-concept layout that seamlessly blends elegance and functionality. The gourmet kitchen is a chef's dream with slab quartz countertops, custom Tharp cabinets, a gas range, double ovens, stainless steel appliances, and a spacious pantry. Relax in the expanded primary suite, complete with a cozy bay window, luxurious 4-piece bath, and a large walk-in closet. The heart of the home centers around a gas fireplace, creating an inviting space for everyday living or hosting guests. Step outside to your professionally landscaped front and back yards, featuring an 11'x18' covered patio with fireplace, and an oversized 3-car garage for all your storage needs. Don't miss your chance to own this model - where comfort, craftsmanship, and curb appeal come together flawlessly. Leaseback is offered at a 7% CAP rate with a 6 month term and month to month thereafter. Please reach out for additional details.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

7/10
7/10
Poudre High SchoolGrades 9-125.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone,Composition,Stucco

Other

  • Builder model: The Sophia 55
  • Builder name: Bridgewater Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Double Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Bedroom4

  • Level: Basement
  • Area: 176
  • Dimensions: 11 x 16

Bedroom5

  • Level: Basement
  • Area: 169
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13 x 10

Features

  • Eat-in Kitchen,Cathedral Ceiling(s),Open Floorplan,Pantry,Walk-In Closet(s),Wet Bar,Kitchen Island,High Ceilings
  • Window features: Window Coverings,Bay or Bow Window
  • Flooring: Wood
  • Fireplace features: Two or More
  • Fireplace: Yes
  • Finished area below ground: 1,957
  • Finished area above ground: 1,960

Heating & Cooling

  • Heating features: Forced Air,Zoned,Humidity Control
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,917
  • Total interior livable area: 3,917 sqft

Kitchen

  • Level: Main
  • Area: 221
  • Dimensions: 13 x 17

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 9 x 6

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18 x 16

Primary Bedroom

  • Features: 3/4 Primary Bath,Luxury Features Primary Bath
  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Recreation Room

  • Level: Basement
  • Area: 464
  • Dimensions: 29 x 16

Property

Accessibility

  • Accessibility features: Level Lot,Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry

Details

  • Parcel number: R1667623
  • Zoning: RES
  • Special condition: Builder
  • Exclusions: Builder Staging Items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Spa features: Community
  • Fencing: Partial,Metal
  • Has view: Yes
  • View description: Mountain(s),Hills

Lot

  • Lot size: 7,000 sqft
  • Features: Level,Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Tornado
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$552$6,624
Property Taxes $541$6,492
Electricity $295$3,548
Total$7,708$92,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,274/yr
40% on housing$231,240/yr
45% on housing$205,546/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$233
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-19Listed for sale$1,249,990
2012-04-19Sold$1,690,000

New Construction

AgentLeslie Bell
BrokerageC3 Real Estate Solutions, LLC

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