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1000 Rock Ridge Ln, Loveland, CO, 80537

5beds
5baths
4,995sqft
$2,290,000
$458price/sqft
$13,992/moest. monthly cost
$559,680/yrincome needed

About This Home

"This is incredible."Anyone who visits this property seems to have that same reaction. Set on 35 acres just west of Loveland, backing to public lands and near the mouth of the Big Thompson Canyon, this remarkable property offers a combination of land, privacy, and amenities that is increasingly difficult to find. Two ridge lines, a valley, dramatic granite and sandstone outcroppings, open pasture, mature landscaping, and a substantial three-tier waterfall and pond create a setting that feels both natural and thoughtfully designed. Since purchasing the property, the current owner has invested more than $600,000 in renovations. The result is a home that feels entirely refreshed, featuring a beautifully remodeled kitchen, updated luxury baths, new flooring, fresh finishes, new deck and thoughtfully updated living spaces throughout. Whether your interests include entertaining, recreation, vehicles, or simply enjoying the outdoors, this is your private sanctuary. The property includes a private theater, gym, steam room, sauna, billiards area, wet bar, sunroom, multiple outdoor patios, , shooting range, 57-foot covered RV and boat storage with utilities, a heated attached garage, and an additional detached garage. Your horses will love the (approx) 8-acre fenced pasture, 20x14 loafing shed with feeders and 5k sqft paddock. Fencing can be expanded to add more acreage for your horses. Located just off Highway 34, the property offers convenient access to Loveland, Estes Park, and Rocky Mountain National Park while maintaining the privacy and freedom that draw people to acreage properties in the first place. No HOA. No Metro District.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
5/10
Walt Clark Middle SchoolGrades 6-84.9 mi
6/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick,Stone,Wood Siding,Painted/Stained

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Self Cleaning Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Gas Bar-B-Q,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 180
  • Dimensions: 12 x 15

Bedroom3

  • Level: Upper
  • Area: 285
  • Dimensions: 15 x 19

Bedroom4

  • Level: Main
  • Area: 150
  • Dimensions: 10 x 15

Bedroom5

  • Level: Basement
  • Area: 112
  • Dimensions: 8 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 252
  • Dimensions: 14 x 18

Family Room

  • Level: Basement
  • Area: 238
  • Dimensions: 14 x 17

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Workshop,Walk-In Closet(s),Sauna,Kitchen Island,Theatre Room,High Ceilings,Sun Room,Central Vacuum
  • Door features: French Doors
  • Window features: Skylight(s),Window Coverings,Wood Frames,Bay or Bow Window
  • Flooring: Wood
  • Fireplace features: Two or More,Gas,Living Room,Bedroom
  • Fireplace: Yes
  • Finished area above ground: 3,427

Heating & Cooling

  • Heating features: Forced Air,Radiant,2 or more Heat Sources,Humidity Control
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,427
  • Total interior livable area: 4,995 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 14 x 15

Laundry

  • Level: Main
  • Area: 81
  • Dimensions: 9 x 9

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Primary Bedroom

  • Features: Full Primary Bath,5 Piece Primary Bath
  • Level: Upper
  • Area: 255
  • Dimensions: 15 x 17

Recreation Room

  • Level: Basement
  • Area: 308
  • Dimensions: 11 x 28

Study

  • Level: Upper
  • Area: 156
  • Dimensions: 12 x 13

Property

Details

  • Parcel number: R1371363
  • Zoning: FA1
  • Special condition: Private Owner
  • Exclusions: Sellers personal property
  • Horse amenities: Horse(s) Allowed,Pasture

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Exterior features: Sprinkler System,Balcony
  • Fencing: Partial
  • Has view: Yes
  • View description: Hills
  • Waterfront features: Pond(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 35 Acres
  • Features: Wooded,Evergreen Trees,Deciduous Trees,Rolling Slope,Rock Outcropping,Waterfall,Xeriscape

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,RV Access/Parking,Attached,>8' Garage Door,Oversized
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Wildfire
Winter Weather
Avalanche
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,579$138,948
Home Insurance *$1,044$12,528
Property Taxes $992$11,904
Electricity $377$4,524
Total$13,992$167,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$479,725/yr
40% on housing$419,760/yr
45% on housing$373,120/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$458This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$245
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$2,290,000
2021-08-31Sold$1,482,000
2021-07-06Price change$1,500,000
2021-06-01Price change$1,600,000
2021-05-20Listed for sale$1,750,000
2015-07-02Sold$750,825
2015-05-06Price change$799,000
2014-08-16Listed for sale$850,000
2013-10-30Listing removed$1,000,000
2013-05-30Listed for sale$1,000,000
1998-07-02Sold$477,500

For Sale by Agent

AgentLaura Levy
BrokerageColdwell Banker Realty-Boulder

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