502 Palmetto St, Saint Simons Island, GA, 31522
About This Home
Discover this inviting 2007-built townhome, perfectly designed for comfortable living in the heart of Saint Simons! This spacious two-story residence offers 4 bedrooms and 2.5 bathrooms, providing ample space for everyone. The main floor features a welcoming kitchen that flows seamlessly into the living room, creating an open and airy feel perfect for daily life and entertaining. Also located downstairs is the private main suite, offering a peaceful retreat with its own en-suite bathroom. Upstairs, you'll find three additional bedrooms, sharing a well-appointed full bathroom, ideal for family or guests. A dedicated laundry area on the upper level adds to the home's practicality and ease of living. With its functional layout and prime location, this townhome presents a fantastic opportunity for those seeking a balance of comfort and accessibility. The backyard is fenced in and ready to enjoy. Don't miss out on making this charming property your new home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Type & Style
- Home type: Townhouse
- Property subType: Townhouse,Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,472 sqft
Property
Details
- Parcel number: 0414237
- Zoning description: Res Single
- Special condition: Listed As-Is
Features
- Pool features: None
- Fencing: Picket,Fenced
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: ,,,
Parking
- Total spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Wildfire
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,351 | $28,212 |
| Home Insurance * | $213 | $2,556 |
| Property Taxes | $957 | $11,484 |
| Electricity | $219 | $2,637 |
| Total | $3,740 | $44,880 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-10 | Listed for rent | $2,400 |
| 2025-07-29 | Listed for sale | $475,000 |
| 2025-05-31 | Listing removed | $475,000 |
| 2024-08-30 | Listed for sale | $475,000 |
| 2023-11-10 | Listing removed | $554,900 |
| 2023-08-22 | Listed for sale | $554,900 |
| 2021-12-15 | Sold | $350,000 |
| 2021-11-28 | Pending sale | $379,000 |
| 2021-10-28 | Contingent | $379,000 |
| 2021-10-22 | Listed for sale | $379,000 |
| 2017-01-17 | Sold | $208,300 |
| 2016-12-07 | Listing removed | $1,695 |
| 2016-11-28 | Price change | $199,900 |
| 2016-11-07 | Price change | $219,900 |
| 2016-10-17 | Listed for sale | $229,900 |
| 2015-03-04 | Sold | $175,000 |
| 2015-03-04 | Listing removed | $1,295 |
| 2015-02-21 | Listed for rent | $1,295 |
| 2014-11-14 | Listed for sale | $189,900 |
| 2014-10-07 | Sold | $145,081 |
| 2009-07-27 | Sold | $182,200 |
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