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92-1435 Aloha Blvd, Captain Cook, HI, 96704

4beds
2baths
1,518sqft
$215,000
$142price/sqft
$1,750/moest. monthly cost
$70,000/yrincome needed

About This Home

Discover exceptional flexibility and value on this 1-acre Ocean View property, featuring a 4-bedroom, 2-bath home with strong multi-generational or rental potential! Built in 2008, the 1,518 sq. ft. home offers two identical living spaces—a full first floor and full second floor, each with the same layout, separate exterior entrances, and no interior connection. Perfect for extended ohana (family), guests, or dual-rental possibilities. The upper level includes a spacious lanai with sweeping ocean views, ideal for relaxing and enjoying the beautiful Hawaiian scenery. In addition to the main home, the property includes three 10' x 12' outbuildings, offering storage, workshop space, or creative-use potential. There’s also a massive 800 sq. ft. quonset-style greenhouse, ready for gardening, homesteading, or hobby projects. Infrastructure is a standout: 
• Overhead HELCO power
 • Two septic systems 
• 10,000-gallon catchment tank 
• Laminate wood flooring throughout the main home 
• Two driveways — one leading to the main house at the back of the lot, and another serving two of the outbuildings along with a large graded pad, a prime location for a future structure or possible ADU utilizing the second septic system (buyer to verify). Conveniently located close to the highway, essential amenities are just a short drive away, where you'll find gas stations, grocery stores, shopping centers, a hardware store, propane/rentals, local restaurants, a Post Office, and an auto parts store, ensuring all your daily needs are met with ease. Whether you’re looking for a flexible multi-generational setup, rental income potential, or room to grow, this versatile Ocean View property delivers opportunity on day one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-614.8 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1229.4 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,518
  • Total interior livable area: 1,518 sqft

Property

Details

  • Parcel number: 3920170410000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Has view: Yes
  • View description: Ocean,Ocean Horizon,Sunset
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Gentle Slope,Graded,Terraced

Lot

  • Lot size: 1.00 Acres
  • Features: Grassy,Interior Lot,Rocky,See Remarks
  • Lot size dimensions: 489 x 89

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$112$1,344
Property Taxes $63$756
Electricity $488$5,865
Total$1,750$21,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,000/yr
40% on housing$52,500/yr
45% on housing$46,666/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$354
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$275,000
2026-01-28Price change$299,000
2025-12-30Price change$320,000
2025-11-23Listed for sale$345,000
2005-04-12Sold$29,000
2004-06-22Sold$10,000

For Sale by Agent

AgentEric D. McDermott
BrokerageH. Mc Kee Realty, Inc.

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