2837 Patapsco Rd, Finksburg, MD, 21048
About This Home
Lender-owned property being sold strictly AS-IS, WHERE-IS. Excellent opportunity in Carroll County for investors, builders, contractors, or buyers looking for a full renovation project. This old home is essentially a shell, gutted down to the studs. Demo and trash-out are complete, with some new framing already in place. The property offers a blank canvas for a buyer to redesign and renovate according to their own plans, featuring a spacious rear yard and a convenient Finksburg location. The property is listed in SDAT as 2841 Patapsco Road, and encompasses 2837, 2839, and 2841 Patapsco Road. Buyer must verify all property information, including addresses, lot details, zoning, permitted use, square footage, utilities, and intended renovation plans. A major improvement is complete: the prior owner installed a new septic system, with receipts available in the document section. Documentation from a plumber regarding the existing hand-dug well is also available. Buyer must review all available documents and verify all utility, well, septic, water quality, and permitting information to their satisfaction. Property requires a complete renovation and is likely best suited for cash, hard money, construction, or renovation financing. Please use caution when touring, as the property is gutted and was under renovation. Sold strictly AS-IS, WHERE-IS. Seller will make no repairs.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Other
- Roof: Shingle
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Unfinished
Features
- Finished area below ground: 0
- Finished area above ground: 3,026
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 3,026
- Total interior livable area: 3,026 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0704024265
- Zoning: CONSE
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 1,306 sqft
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $38 | $456 |
| Property Taxes | $122 | $1,464 |
| Electricity | $385 | $4,626 |
| Total | $1,151 | $13,812 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-15 | Listed for sale | $119,900 |
| 2026-06-01 | Sold | $151,880 |
| 2025-08-02 | Listing removed | $194,900 |
| 2025-07-28 | Price change | $194,900 |
| 2025-07-25 | Price change | $209,900 |
| 2025-07-22 | Price change | $219,900 |
| 2025-07-18 | Listed for sale | $239,900 |
| 2024-09-19 | Sold | $112,000 |
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