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13220 Old Locke Rd, Olive Branch, MS, 38654

4beds
3baths
2,845sqft
$439,900
$155price/sqft
$2,969/moest. monthly cost
$118,760/yrincome needed

About This Home

Stop Looking! No need to search any more you have found the home that your looking for. Once you enter the Foyer a wow factors sets in. This amazing home is located in one of the rapid growing areas in Desoto county, Olive Branch Mississippi. Forest Hill is a quiet vibrant community that offers a suburban-rural blend. It has a rural feel but close to city amenities ideal for families and young professionals. The community features a lake at the entrance with a wonderful walking trail. The center hill school next door brings an added touch. This home is the epitome of grace and excellence when it comes to a home. The upgrades provide a nice luxury look and feel. The accents of gold hardware and faucets throughout the Kitchen and two of the bathrooms highlight and illuminates the white glow throughout the home that brings a complete balance to the decor. Visualize yourself preparing a meal in this updated Kitchen featuring White cabinets and counter tops. Along with stainless steel appliances, the wine cooler will not remain with the home the dishwasher will be installed and cooler removed once the homes sales. There is an Eat in breakfast area with a pass through window that brings an open concept feel along with high ceilings that pull everything together. The primary bedroom has a beautiful seating area with a bay window along with an primary bathroom (ensuite) two vanities , a jacuzzi tube, and separate shower. The main features of this home beside the luxury light fixtures throughout is the huge luxury closet/bonus room upstairs with custom boutique style set up and shelving. What a dream closet set up. This homes has 4 bedrooms with 3 full bathrooms along with a separate dining area. It features a large hall closet downstairs with custom shelves for storage space. A laundry room with added cabinet and shelf. The sitting room downstairs is an actual bedroom so you have two bedrooms down. Drapes on windows will not stay Call to set your appointment today. Note square listed from assessor site and see property disclosure per seller per original builder 2785 Stop, Look and listen not need to search any more you have found the home that your looking for. This amazing home is located in one of the rapid growing areas in Desoto county. Forest Hill is a quiet vibrant neighborhood that offers a suburban-rural blend. It has a rural feel but close to city amenities ideal for families and young professionals. This home is the epitome of grace and excellence when it comes to a home. The upgrades provide a nice luxury look and feel. The accents of gold hardware and faucets throughout the Kitchen and bathroom highlights and illuminates the white glow throughout the home and brings a complete balance to the decor.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
8/10
Center Hill MiddleGrades 6-84.8 mi
8/10
Center Hill High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Range Hood,Stainless Steel Appliance(s)
  • Laundry features: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Vaulted Ceiling(s),Walk-In Closet(s),See Remarks,Double Vanity
  • Door features: Dead Bolt Lock(s),Insulated
  • Window features: Bay Window(s),Insulated Windows,Metal
  • Flooring: Carpet,Combination,Tile,Wood
  • Fireplace features: Gas Log,Great Room,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,845
  • Total interior livable area: 2,845 sqft

Property

Details

  • Parcel number: 2053080300032100
  • Zoning description: Single Family Residence

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: See Remarks
  • Fencing: Wood,Fenced
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot,Landscaped,Level
  • Lot size dimensions: .35

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Side,Parking Pad,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Ice Storm
Winter Weather

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$287$3,444
Property Taxes $194$2,328
Electricity $264$3,174
Total$2,969$35,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,794/yr
40% on housing$89,070/yr
45% on housing$79,173/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$439,900
2012-01-31Sold--

For Sale by Agent

AgentLisa L Nelson
BrokerageEXIT Wise Master Builders Realty

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