631 Cottage Ave, Indianapolis, IN, 46203
About This Home
Welcome home to this stunning Victorian home located in the Historic Bates-Hendricks Neighborhood!! Notice the eye catching exterior immediately prior to entering the very spacious four bedroom home!! The original elegance is well preserved including refinished hardwood floors, detailed trim and formal floor plan!! Enjoy preparing meals in this chef's kitchen including 42 inch cabinets, granite countertops, subway tile backsplash, island & ss appliances!! Whole yard is fenced in offering privacy as well as very large detached 2 car garage with many possibilities!! Very vibrant neighborhood as Bates Hendricks is one of the most popular neighborhoods surrounding Downtown Indy!! Walkable to Entertainment, eateries, trails, public transit and Eli Lily!! Join this vibrant community today!!
Getting Around
Somewhat Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1905
Materials
- Foundation: Block
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Victorian
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dryer,Disposal,Gas Water Heater,Exhaust Fan,Gas Oven,Range Hood,Refrigerator,Washer,Water Heater,Wine Cooler
- Laundry features: In Unit,Sink,Laundry Room
Basement
- Has basement: Yes
- Basement: Interior Entry
Bedroom2
- Features: Luxury Vinyl Plank
- Level: Upper
- Dimensions: 0x0
Bedroom3
- Features: Luxury Vinyl Plank
- Level: Upper
- Dimensions: 0x0
Bedroom4
- Features: Luxury Vinyl Plank
- Level: Upper
- Dimensions: 0x0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Dining Room
- Level: Main
- Dimensions: 0x0
Features
- Attic Access,Attic Stairway,Hardwood Floors,Eat-in Kitchen,Breakfast Bar,Kitchen Island
- Window features: Wood Work Painted
- Flooring: Hardwood
- Attic: Access Only,Permanent Stairs
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Dual
Interior Area
- Total structure area: 2,299
- Total interior livable area: 2,299 sqft
Kitchen
- Level: Main
- Dimensions: 0x0
Laundry
- Level: Main
- Dimensions: 0x0
Living Room
- Level: Main
- Dimensions: 0x0
Master Bedroom
- Features: Luxury Vinyl Plank
- Level: Upper
- Dimensions: 0x0
Property
Details
- Parcel number: 491113123044000101
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Fencing: Fenced,Front Yard
Lot
- Lot size: 3,484 sqft
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $269 | $3,228 |
| Property Taxes | $362 | $4,344 |
| Electricity | $210 | $2,528 |
| Total | $2,686 | $32,232 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $365,000 |
| 2025-12-23 | Listing removed | $350,000 |
| 2025-12-10 | Price change | $350,000 |
| 2025-10-04 | Listed for sale | $355,000 |
| 2025-06-12 | Listing removed | $355,000 |
| 2025-05-03 | Price change | $355,000 |
| 2025-04-25 | Price change | $360,000 |
| 2025-04-12 | Price change | $364,000 |
| 2025-03-31 | Price change | $364,900 |
| 2025-03-06 | Price change | $370,000 |
| 2025-02-05 | Price change | $375,000 |
| 2024-12-01 | Price change | $376,000 |
| 2024-11-16 | Price change | $386,900 |
| 2024-11-03 | Listed for sale | $395,000 |
| 2024-09-12 | Sold | $300,000 |
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