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808 Boundary St, Newberry, SC, 29108

5beds
4baths
3,940sqft
$474,900
$121price/sqft
$3,293/moest. monthly cost
$131,720/yrincome needed

About This Home

Experience the timeless elegance of the Ruff-Cobb House, a stunning 1850 masterpiece in the Boundary Street-Newberry Cotton Mills Historic District. This Greek Revival jewel seamlessly blends old-world character with modern luxury, with a Victorian twist as the home underwent a remodel in 1890 where the elaborate wrought iron balustrade on the balcony was added. For generations, this home has been a sanctuary for families. Now, it is your turn.The interior showcases impeccable craftsmanship with original refurbished wood floors, a cozy wood-burning fireplace in the blue parlor, and historic brick, lath, and plaster walls. The heart of the home features a classic butlers pantry and a magnificent 1902 Home Comfort vintage stove that has been totally refurbished and is fully functional and up to code. With 5 large bedrooms and 4 full baths, there is ample space for everyone. Enjoy quiet mornings on the spacious front porch, private back porch, or take in the views from the charming second-floor balcony. This home is locally famous for likely being the first home in Newberry with a full indoor bathroom with porcelain tub.While the soul is historic, the systems are brand new. This move-in-ready home boasts new wiring, plumbing, and dual-zoned HVAC with all-new ductwork. The basement includes new windows and an Ultra Pump 4 sump pump, with the entire property meticulously maintained by Terminix. Nestled on a large yard with a SimpliSafe security system included, this is a rare chance to own a piece of Newberry history with zero projects required. Within walking distance to Main St downtown Newberry.. High-end heritage meets 21st-century peace of mind! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Gallman Elementary SchoolGrades PK-51.3 mi
3/10
Newberry Middle SchoolGrades 6-80.8 mi
2/10
Newberry High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1850

Materials

  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Antebellum
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 7
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,940
  • Total interior livable area: 3,940 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 343667

Features

  • Stories: 2

Lot

  • Lot size: 0.70 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tornado
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Newberry County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$305$3,660
Property Taxes $209$2,508
Electricity $378$4,546
Total$3,293$39,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,902/yr
40% on housing$98,790/yr
45% on housing$87,813/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 29108$162
Newberry County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 29108$127
Newberry County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$545,000
2025-11-30Listing removed$549,999
2025-06-11Price change$549,999
2025-04-30Listed for sale$650,000
2021-03-17Sold$135,000
2020-10-05Price change$159,000
2020-08-18Price change$149,000
2020-07-30Listed for sale$175,000

For Sale by Agent

AgentAshley B Garcia
BrokerageERA Wilder Realty

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